Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Versailles, KY
We monitor insurance prices, helping the average driver in Versailles save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Versailles
The chart below shows the cheapest car insurance company in Versailles for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Versailles Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $57 |
| State Farm | $57 |
| Travelers | $84 |
| Geico | $91 |
Savings for Every Kind of Versailles Driver
Based on our extensive insurance data, we know the average Versailles driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $510 per year by choosing the right vehicle insurance company. Some Versailles residents are paying out over $2,020 extra every year for auto insurance in Versailles. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Versailles, KY Savings / Yr. |
|---|---|
$510 |
|
$837 |
|
$824 |
|
$833 |
|
$1,649 |
|
$552 |
|
$884 |
Versailles Car Insurance vs. Kentucky
People living in Versailles pay an average of 5.33% less than the typical driver in the state. The average driver in Versailles can expect to pay about $1,040 per year, or $2,020 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Versailles for most people.
Car Insurance Prices by Versailles Neighborhood
Insurance Prices
Where is insurance cheapest within Versailles?
The map shows insurance prices in and around Versailles, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $128 per year within the city boundaries, with insurance premiums ranging from a high of $2,103 to a low of $1,975. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Northwest parts of Versailles.Pick the Best Car Insurance Company for You in Versailles
The best car insurance provider for most drivers in Versailles
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $510 over the average Versailles car insurance company.
The best car insurance provider for Versailles drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $837 over the competition.
The best car insurance company for Versailles drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $824 better than other car insurance companies.
The best auto insurance for Versailles drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $833 less each year.
The least expensive car insurance company for new and young drivers in Versailles
In Versailles, State Farm costs young drivers $1,649 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Versailles
State Farm gave the largest car insurance discounts to married couples, averaging $552 saved each year compared to an average Versailles couple's premiums.
The cheapest car insurance in Versailles for drivers with bad credit
The best Versailles car insurance company for customer service
Nationwide was the best company for customer service in Versailles according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Versailles, which was better than other insurers.
The cheapest large national provider in Versailles
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Versailles driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Versailles, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Versailles
What Influences the Cost of Car Insurance in Versailles?
On average, car insurance in Versailles is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Versailles is 25 minutes, which is far less than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 5 to 6 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Versailles are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Versailles is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Versailles is $87 per month for minimum coverage and $168 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Milner: Insurance costs 2.23% less
- Mortonsville: Insurance costs 0.74% less
- Tyrone: Insurance costs 1.24% more
- Midway: Insurance costs 1.19% less
- Keene: Insurance costs 1.68% more
- Duckers: Insurance costs 1.73% less
- Troy: Insurance costs 1.44% more
- Millville: Insurance costs 0.40% less
- Ninevah: Insurance costs 0.05% more
- McBrayer: Insurance costs 1.09% more
Cities with Similar Populations
- Princeton: Insurance costs 13.07% less
- Hobe Sound: Insurance costs 31.58% more
- Hockley: Insurance costs 14.75% less
- Holt: Insurance costs 37.08% more
- Hummelstown: Insurance costs 37.43% less
- Inverness: Insurance costs 18.61% more
- Johnston: Insurance costs 40.99% less
- Junction City: Insurance costs 20.64% less
- Libertyville: Insurance costs 26.53% less
- Pascagoula: Insurance costs 14.36% less