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Get Cheap Car Insurance in Hobe Sound, FL
We monitor insurance prices, helping the average driver in Hobe Sound save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Hobe Sound
The chart below shows the cheapest car insurance company in Hobe Sound for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Hobe Sound Insurer | Monthly Cost |
|---|---|
| Geico | $127 |
| State Farm | $135 |
| Gainsco | $176 |
| Bristol West | $176 |
Savings for Every Kind of Hobe Sound Driver
Based on our extensive insurance data, we know the average Hobe Sound driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $778 per year by choosing the right vehicle insurance company. Some Hobe Sound residents are paying out over $2,658 extra every year for auto insurance in Hobe Sound. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hobe Sound, FL Savings / Yr. |
|---|---|
$778 |
|
$1,142 |
|
$878 |
|
$869 |
|
$2,762 |
|
$755 |
|
$1,100 |
Hobe Sound Car Insurance vs. Florida
People living in Hobe Sound pay an average of 0.60% more than the typical driver in the state. The average driver in Hobe Sound can expect to pay about $2,427 per year, or $2,658 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Hobe Sound for most people.
Car Insurance Prices by Hobe Sound Neighborhood
Insurance Prices
Where is insurance cheapest within Hobe Sound?
The map shows insurance prices in and around Hobe Sound, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $577 per year within the city boundaries, with insurance premiums ranging from a high of $3,022 to a low of $2,445. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southwest parts of Hobe Sound.Pick the Best Car Insurance Company for You in Hobe Sound
The best car insurance provider for most drivers in Hobe Sound
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $778 over the average Hobe Sound car insurance company.
The best car insurance provider for Hobe Sound drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,142 over the competition.
The best car insurance company for Hobe Sound drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $878 better than other car insurance companies.
The best auto insurance for Hobe Sound drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $869 less each year.
The least expensive car insurance company for new and young drivers in Hobe Sound
In Hobe Sound, Geico costs young drivers $2,762 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hobe Sound
Geico gave the largest car insurance discounts to married couples, averaging $755 saved each year compared to an average Hobe Sound couple's premiums.
The cheapest car insurance in Hobe Sound for drivers with bad credit
The best Hobe Sound car insurance company for customer service
Recent price drops
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The cheapest large national provider in Hobe Sound
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Hobe Sound driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hobe Sound, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Hobe Sound
What Influences the Cost of Car Insurance in Hobe Sound?
On average, car insurance in Hobe Sound is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hobe Sound is 33 minutes, which is about the national average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hobe Sound are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Hobe Sound is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Hobe Sound is $202 per month for minimum coverage and $221 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Port Salerno: Insurance costs 0.49% more
- Stuart: Insurance costs 1.88% less
- Jupiter Island: Insurance costs 0.64% less
- Sewalls Point: Insurance costs 0.45% less
- Palm City: Insurance costs 3.61% less
- Tequesta: Insurance costs 0.79% less
- Limestone Creek: Insurance costs 0.30% less
- Jupiter Farms: Insurance costs 0.64% less
- Jupiter Inlet Colony: Insurance costs 2.26% more
- Jupiter: Insurance costs 0.34% more
Cities with Similar Populations
- Rock Springs: Insurance costs 42.40% less
- Huntington: Insurance costs 56.43% less
- Imperial: Insurance costs 27.88% less
- Inglewood-Finn Hill: Insurance costs 39.73% less
- Jasper: Insurance costs 34.16% less
- Jesup: Insurance costs 37.17% less
- Johns Island: Insurance costs 35.59% less
- Joshua: Insurance costs 38.19% less
- Lincolnia: Insurance costs 48.46% less
- Lochearn: Insurance costs 9.33% less