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Get Cheap Car Insurance in Palm City, FL
We monitor insurance prices, helping the average driver in Palm City save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Palm City
The chart below shows the cheapest car insurance company in Palm City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Palm City Insurer | Monthly Cost |
|---|---|
| Geico | $122 |
| State Farm | $130 |
| Gainsco | $169 |
| Bristol West | $169 |
Savings for Every Kind of Palm City Driver
Based on our extensive insurance data, we know the average Palm City driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $750 per year by choosing the right vehicle insurance company. Some Palm City residents are paying out over $2,562 extra every year for auto insurance in Palm City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Palm City, FL Savings / Yr. |
|---|---|
$750 |
|
$1,101 |
|
$846 |
|
$838 |
|
$2,662 |
|
$727 |
|
$1,060 |
Palm City Car Insurance vs. Florida
People living in Palm City pay an average of 3.04% less than the typical driver in the state. The average driver in Palm City can expect to pay about $2,339 per year, or $2,562 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Palm City for most people.
Car Insurance Prices by Palm City Neighborhood
Insurance Prices
Where is insurance cheapest within Palm City?
The map shows insurance prices in and around Palm City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $224 per year within the city boundaries, with insurance premiums ranging from a high of $2,624 to a low of $2,400. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Palm City.Pick the Best Car Insurance Company for You in Palm City
The best car insurance provider for most drivers in Palm City
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $750 over the average Palm City car insurance company.
The best car insurance provider for Palm City drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,101 over the competition.
The best car insurance company for Palm City drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $846 better than other car insurance companies.
The best auto insurance for Palm City drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $838 less each year.
The least expensive car insurance company for new and young drivers in Palm City
In Palm City, Geico costs young drivers $2,662 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Palm City
Geico gave the largest car insurance discounts to married couples, averaging $727 saved each year compared to an average Palm City couple's premiums.
The cheapest car insurance in Palm City for drivers with bad credit
The best Palm City car insurance company for customer service
Recent price drops
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The cheapest large national provider in Palm City
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Palm City driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Palm City, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Palm City
What Influences the Cost of Car Insurance in Palm City?
On average, car insurance in Palm City is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Palm City is 32 minutes, which is a little less than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Palm City are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Palm City is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Palm City is $195 per month for minimum coverage and $213 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Stuart: Insurance costs 1.80% more
- Jensen Beach: Insurance costs 1.56% more
- Ocean Breeze Park: Insurance costs 7.96% more
- Sewalls Point: Insurance costs 3.28% more
- Port Salerno: Insurance costs 4.25% more
- Hobe Sound: Insurance costs 3.75% more
- Port St. Lucie: Insurance costs 6.87% more
- Hutchinson Island South: Insurance costs 2.46% more
- Jupiter Island: Insurance costs 3.08% more
- Indiantown: Insurance costs 0.62% more
Cities with Similar Populations
- Livingston: Insurance costs 25.37% less
- Raytown: Insurance costs 21.98% less
- Quakertown: Insurance costs 46.17% less
- Poulsbo: Insurance costs 44.15% less
- Port Chester: Insurance costs 16.67% more
- Poplar Bluff: Insurance costs 29.90% less
- Ponchatoula: Insurance costs 23.38% more
- Ozark: Insurance costs 31.30% less
- Mercedes: Insurance costs 30.17% less
- Mebane: Insurance costs 51.09% less