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Get Cheap Car Insurance in Bumpus Mills, TN
We monitor insurance prices, helping the average driver in Bumpus Mills save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Bumpus Mills
The chart below shows the cheapest car insurance company in Bumpus Mills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Farmers Insurance, and Safeco Insurance.
| Bumpus Mills Insurer | Monthly Cost |
|---|---|
| State Farm | $50 |
| Geico | $55 |
| Farmers Insurance | $56 |
| Safeco Insurance | $57 |
Savings for Every Kind of Bumpus Mills Driver
Based on our extensive insurance data, we know the average Bumpus Mills driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $338 per year by choosing the right vehicle insurance company. Some Bumpus Mills residents are paying out over $1,324 extra every year for auto insurance in Bumpus Mills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bumpus Mills, TN Savings / Yr. |
|---|---|
$338 |
|
$610 |
|
$450 |
|
$515 |
|
$1,327 |
|
$320 |
|
$553 |
Bumpus Mills Car Insurance vs. Tennessee
People living in Bumpus Mills pay an average of 4.01% less than the typical driver in the state. The average driver in Bumpus Mills can expect to pay about $833 per year, or $1,324 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Bumpus Mills for most people.
Car Insurance Prices by Bumpus Mills Neighborhood
Insurance Prices
Where is insurance cheapest within Bumpus Mills?
The map shows insurance prices in and around Bumpus Mills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $13 per year within the city boundaries, with insurance premiums ranging from a high of $1,337 to a low of $1,324. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Bumpus Mills.Pick the Best Car Insurance Company for You in Bumpus Mills
The best car insurance provider for most drivers in Bumpus Mills
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $338 over the average Bumpus Mills car insurance company.
The best car insurance provider for Bumpus Mills drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $610 over the competition.
The best car insurance company for Bumpus Mills drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $450 better than other car insurance companies.
The best auto insurance for Bumpus Mills drivers with a DUI conviction
Getting a quote from Novo may cost the average person with a DUI about $515 less each year.
The least expensive car insurance company for new and young drivers in Bumpus Mills
In Bumpus Mills, State Farm costs young drivers $1,327 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bumpus Mills
State Farm gave the largest car insurance discounts to married couples, averaging $320 saved each year compared to an average Bumpus Mills couple's premiums.
The cheapest car insurance in Bumpus Mills for drivers with bad credit
The best Bumpus Mills car insurance company for customer service
Nationwide was the best company for customer service in Bumpus Mills according to the NAIC.
Recent price drops
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The cheapest large national provider in Bumpus Mills
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Bumpus Mills driver can expect to pay about $95 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bumpus Mills, USAA has the best prices for married couples, good drivers, drivers with accidents, drivers with bad credit, drivers with a DUI conviction, drivers with speeding tickets, and young drivers.Auto Insurance Prices in and Around Bumpus Mills
What Influences the Cost of Car Insurance in Bumpus Mills?
On average, car insurance in Bumpus Mills is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Tennessee state insurance regulations may allow for lower prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bumpus Mills are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Bumpus Mills is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Bumpus Mills is $69 per month for minimum coverage and $110 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Linton: Insurance costs 55.66% more
- Chestnut Grove: Insurance costs 0.76% more
- Big Rock: Insurance costs 0.30% more
- Donaldson: Insurance costs 55.66% more
- Wyatts Chapel: Insurance costs 0.38% more
- Peedee: Insurance costs 50.38% more
- Canton: Insurance costs 57.25% more
- Legate: Insurance costs 0.15% less
- Lafayette: Insurance costs 49.85% more
- Hamlin: Insurance costs 61.63% more
Cities with Similar Populations
- High Hill: Insurance costs 37.92% more
- West Mecca: Insurance costs 14.88% less
- West Days: Insurance costs 31.34% more
- Big Sur: Insurance costs 35.27% more
- West Berkshire: Insurance costs 9.74% less
- Wendell: Insurance costs 14.43% more
- Parker Strip: Insurance costs 29.00% more
- Hutton: Insurance costs 5.06% more
- Palmdale: Insurance costs 76.66% more
- Hunter: Insurance costs 73.19% more