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Get Cheap Car Insurance in Burton Lake, OH

We monitor insurance prices, helping the average driver in Burton Lake save up to 30.1% on car insurance.

 

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The Cheapest Minimum Coverage in Burton Lake

The chart below shows the cheapest car insurance company in Burton Lake for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.

 
Burton Lake Insurer Monthly Cost
State Farm $45
Safeco Insurance $47
Travelers $47
Mile Auto $49

Savings for Every Kind of Burton Lake Driver

The table shows how much the average auto insurance customer in Burton Lake might save by following our recommendations.

Based on our extensive insurance data, we know the average Burton Lake driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $289 per year by choosing the right vehicle insurance company. Some Burton Lake residents are paying out over $1,094 extra every year for auto insurance in Burton Lake. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Burton Lake Car Insurance vs. Ohio

People living in Burton Lake pay an average of 2.67% less than the typical driver in the state. The average driver in Burton Lake can expect to pay about $739 per year, or $1,094 for full coverage.

Based on our analysis, Mile Auto will be the cheapest provider in Burton Lake for most people.

Car Insurance Prices by Burton Lake Neighborhood

Burton Lake, OH map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Burton Lake?

The map shows insurance prices in and around Burton Lake, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $36 per year within the city boundaries, with insurance premiums ranging from a high of $1,128 to a low of $1,092. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Burton Lake.

Pick the Best Car Insurance Company for You in Burton Lake

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Burton Lake insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Burton Lake

For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $289 over the average Burton Lake car insurance company.

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We use the average good driver, paying $67 per month, as our baseline for pricing in Burton Lake. Mile Auto, Clearcover, and Gainsco are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Burton Lake drivers with accidents on their records

In Burton Lake getting into an accident will raise premiums an average 38% for a yearly cost of $1,762. That's $668 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Gainsco, and Mile Auto are good choices for drivers with accidents.

In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $492 over the competition.

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The best car insurance company for Burton Lake drivers with speeding tickets

>Mile Auto gave the average person with a speeding ticket the most savings, averaging $416 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Burton Lake, tickets raise premiums on new quotes about $471. If you have a speeding ticket, we recommend State Farm, Mile Auto, and Gainsco for savings that beat the average insurance cost of $1,565 per year.

The best auto insurance for Burton Lake drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $1,615 per year in auto insurance premiums, which was $521 more than a driver with no major issues. Gainsco, Mile Auto, and American Family Insurance penalized their customers the least for a DUI.

Getting a quote from Gainsco may cost the average person with a DUI about $444 less each year.

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The least expensive car insurance company for new and young drivers in Burton Lake

In Burton Lake, Geico costs young drivers $1,062 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in Burton Lake. With an average cost of $3,827 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Erie Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Burton Lake

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $47. State Farm, Geico, and Progressive provided the largest discounts to couples living in Burton Lake.

State Farm gave the largest car insurance discounts to married couples, averaging $302 saved each year compared to an average Burton Lake couple's premiums.

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The cheapest car insurance in Burton Lake for drivers with bad credit

People with poor credit saved an average of $423 with Clearcover.

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Many people are surprised that their poor credit score can cost them an average of $560 every year. Premiums for people with poor credit were about $1,654 in Burton Lake. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Travelers, and Clearcover.

The best Burton Lake car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Burton Lake, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Burton Lake.

Nationwide was the best company for customer service in Burton Lake according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Burton Lake, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Burton Lake. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Burton Lake

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 8.7% of Burton Lake residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Burton Lake driver can expect to pay about $76 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Burton Lake, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.
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Auto Insurance Prices in and Around Burton Lake

What Influences the Cost of Car Insurance in Burton Lake?

On average, car insurance in Burton Lake is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Burton Lake is 31 minutes, which is about the national average for a driver in the state.
  • Ohio state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Burton Lake are among the highest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
  • Burton Lake is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Burton Lake is $62 per month for minimum coverage and $91 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

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* Who is the average Burton Lake driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Burton Lake with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.