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Get Cheap Car Insurance in Hiram Rapids, OH
We monitor insurance prices, helping the average driver in Hiram Rapids save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Hiram Rapids
The chart below shows the cheapest car insurance company in Hiram Rapids for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Hiram Rapids Insurer | Monthly Cost |
|---|---|
| State Farm | $45 |
| Safeco Insurance | $47 |
| Travelers | $48 |
| Mile Auto | $50 |
Savings for Every Kind of Hiram Rapids Driver
Based on our extensive insurance data, we know the average Hiram Rapids driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $292 per year by choosing the right vehicle insurance company. Some Hiram Rapids residents are paying out over $1,105 extra every year for auto insurance in Hiram Rapids. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hiram Rapids, OH Savings / Yr. |
|---|---|
$292 |
|
$496 |
|
$420 |
|
$448 |
|
$1,073 |
|
$305 |
|
$428 |
Hiram Rapids Car Insurance vs. Ohio
People living in Hiram Rapids pay an average of 1.69% less than the typical driver in the state. The average driver in Hiram Rapids can expect to pay about $746 per year, or $1,105 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Hiram Rapids for most people.
Car Insurance Prices by Hiram Rapids Neighborhood
Insurance Prices
Where is insurance cheapest within Hiram Rapids?
The map shows insurance prices in and around Hiram Rapids, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $61 per year within the city boundaries, with insurance premiums ranging from a high of $1,128 to a low of $1,067. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Hiram Rapids.Pick the Best Car Insurance Company for You in Hiram Rapids
The best car insurance provider for most drivers in Hiram Rapids
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $292 over the average Hiram Rapids car insurance company.
The best car insurance provider for Hiram Rapids drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $496 over the competition.
The best car insurance company for Hiram Rapids drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $420 better than other car insurance companies.
The best auto insurance for Hiram Rapids drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $448 less each year.
The least expensive car insurance company for new and young drivers in Hiram Rapids
In Hiram Rapids, Geico costs young drivers $1,073 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hiram Rapids
State Farm gave the largest car insurance discounts to married couples, averaging $305 saved each year compared to an average Hiram Rapids couple's premiums.
The cheapest car insurance in Hiram Rapids for drivers with bad credit
The best Hiram Rapids car insurance company for customer service
Nationwide was the best company for customer service in Hiram Rapids according to the NAIC.
Recent price drops
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The cheapest large national provider in Hiram Rapids
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Hiram Rapids driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hiram Rapids, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Hiram Rapids
What Influences the Cost of Car Insurance in Hiram Rapids?
On average, car insurance in Hiram Rapids is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hiram Rapids is 31 minutes, which is about the national average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hiram Rapids are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Hiram Rapids is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Hiram Rapids is $62 per month for minimum coverage and $92 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hiram: Insurance costs 0.27% less
- Mantua Corners: Insurance costs 3.08% less
- Welshfield: Insurance costs 1.27% more
- Garrettsville: Insurance costs 0.90% more
- Mantua Center: Insurance costs 2.99% less
- Mantua: Insurance costs 2.17% less
- Parkman: Insurance costs 5.25% more
- Nelson: Insurance costs 1.99% more
- Burton Lake: Insurance costs 1.00% less
- South Newbury: Insurance costs 0.27% more
Cities with Similar Populations
- Holiday Hills: Insurance costs 29.50% more
- Victor: Insurance costs 75.75% more
- Vega: Insurance costs 69.59% more
- Urbana: Insurance costs 47.24% more
- Ulster: Insurance costs 21.63% more
- Town Pump: Insurance costs 83.08% more
- Keener: Insurance costs 16.92% more
- Huston: Insurance costs 1.54% less
- Hughesville: Insurance costs 57.29% more
- Holly Springs: Insurance costs 52.49% more