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Get Cheap Car Insurance in Butler, NJ
We monitor insurance prices, helping the average driver in Butler save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Butler
The chart below shows the cheapest car insurance company in Butler for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Butler Insurer | Monthly Cost |
|---|---|
| State Farm | $60 |
| Geico | $62 |
| Plymouth Rock Assurance | $77 |
| NJM | $90 |
Savings for Every Kind of Butler Driver
Based on our extensive insurance data, we know the average Butler driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $473 per year by choosing the right vehicle insurance company. Some Butler residents are paying out over $1,804 extra every year for auto insurance in Butler. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Butler, NJ Savings / Yr. |
|---|---|
$473 |
|
$877 |
|
$674 |
|
$581 |
|
$2,334 |
|
$455 |
|
$707 |
Butler Car Insurance vs. New Jersey
People living in Butler pay an average of 0.66% less than the typical driver in the state. The average driver in Butler can expect to pay about $1,076 per year, or $1,804 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Butler for most people.
Car Insurance Prices by Butler Neighborhood
Insurance Prices
Where is insurance cheapest within Butler?
The map shows insurance prices in and around Butler, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $184 per year within the city boundaries, with insurance premiums ranging from a high of $1,892 to a low of $1,708. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Butler.Pick the Best Car Insurance Company for You in Butler
The best car insurance provider for most drivers in Butler
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $473 over the average Butler car insurance company.
The best car insurance provider for Butler drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $877 over the competition.
The best car insurance company for Butler drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $674 better than other car insurance companies.
The best auto insurance for Butler drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $581 less each year.
The least expensive car insurance company for new and young drivers in Butler
In Butler, Geico costs young drivers $2,334 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Butler
Geico gave the largest car insurance discounts to married couples, averaging $455 saved each year compared to an average Butler couple's premiums.
The cheapest car insurance in Butler for drivers with bad credit
The best Butler car insurance company for customer service
Recent price drops
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The cheapest large national provider in Butler
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Butler driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Butler, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Butler
What Influences the Cost of Car Insurance in Butler?
On average, car insurance in Butler is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Butler is 38 minutes, which is about the national average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Butler are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Butler is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Butler is $90 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bloomingdale: Insurance costs 3.44% less
- Riverdale: Insurance costs 2.11% less
- Kinnelon: Insurance costs 3.44% less
- Pompton Lakes: Insurance costs 0.72% more
- Pompton Plains: Insurance costs 2.44% less
- Wanaque: Insurance costs 0.67% less
- Echo Lake: Insurance costs 6.15% less
- Pequannock: Insurance costs 0.67% less
- Towaco: Insurance costs 1.05% less
- Green Pond: Insurance costs 7.71% less
Cities with Similar Populations
- Garnet: Insurance costs 19.24% more
- Salem: Insurance costs 14.97% less
- Salamanca: Insurance costs 25.00% more
- Raton: Insurance costs 17.79% less
- Idabel: Insurance costs 3.55% less
- Hohenwald: Insurance costs 25.22% less
- Hillview: Insurance costs 15.52% more
- Greenville: Insurance costs 23.28% more
- Grayling: Insurance costs 53.88% more
- Granby: Insurance costs 5.43% more