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Get Cheap Car Insurance in Pompton Lakes, NJ
We monitor insurance prices, helping the average driver in Pompton Lakes save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Pompton Lakes
The chart below shows the cheapest car insurance company in Pompton Lakes for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Pompton Lakes Insurer | Monthly Cost |
|---|---|
| State Farm | $60 |
| Geico | $63 |
| Plymouth Rock Assurance | $77 |
| NJM | $91 |
Savings for Every Kind of Pompton Lakes Driver
Based on our extensive insurance data, we know the average Pompton Lakes driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $476 per year by choosing the right vehicle insurance company. Some Pompton Lakes residents are paying out over $1,817 extra every year for auto insurance in Pompton Lakes. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pompton Lakes, NJ Savings / Yr. |
|---|---|
$476 |
|
$884 |
|
$678 |
|
$585 |
|
$2,351 |
|
$458 |
|
$713 |
Pompton Lakes Car Insurance vs. New Jersey
People living in Pompton Lakes pay an average of 0.07% more than the typical driver in the state. The average driver in Pompton Lakes can expect to pay about $1,084 per year, or $1,817 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Pompton Lakes for most people.
Car Insurance Prices by Pompton Lakes Neighborhood
Insurance Prices
Where is insurance cheapest within Pompton Lakes?
The map shows insurance prices in and around Pompton Lakes, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $344 per year within the city boundaries, with insurance premiums ranging from a high of $2,034 to a low of $1,690. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the West parts of Pompton Lakes.Pick the Best Car Insurance Company for You in Pompton Lakes
The best car insurance provider for most drivers in Pompton Lakes
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $476 over the average Pompton Lakes car insurance company.
The best car insurance provider for Pompton Lakes drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $884 over the competition.
The best car insurance company for Pompton Lakes drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $678 better than other car insurance companies.
The best auto insurance for Pompton Lakes drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $585 less each year.
The least expensive car insurance company for new and young drivers in Pompton Lakes
In Pompton Lakes, Geico costs young drivers $2,351 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pompton Lakes
Geico gave the largest car insurance discounts to married couples, averaging $458 saved each year compared to an average Pompton Lakes couple's premiums.
The cheapest car insurance in Pompton Lakes for drivers with bad credit
The best Pompton Lakes car insurance company for customer service
Nationwide was the best company for customer service in Pompton Lakes according to the NAIC.
Recent price drops
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The cheapest large national provider in Pompton Lakes
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Pompton Lakes driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pompton Lakes, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Pompton Lakes
What Influences the Cost of Car Insurance in Pompton Lakes?
On average, car insurance in Pompton Lakes is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pompton Lakes are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Pompton Lakes is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pompton Lakes is $90 per month for minimum coverage and $151 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Riverdale: Insurance costs 2.81% less
- Pompton Plains: Insurance costs 3.14% less
- Bloomingdale: Insurance costs 4.13% less
- Wanaque: Insurance costs 1.38% less
- Butler: Insurance costs 0.72% less
- Oakland: Insurance costs 1.54% less
- Pequannock: Insurance costs 1.38% less
- Franklin Lakes: Insurance costs 0.72% less
- Wayne: Insurance costs 3.19% more
- Kinnelon: Insurance costs 4.13% less
Cities with Similar Populations
- Echelon: Insurance costs 7.71% more
- Timberlake: Insurance costs 36.65% less
- Tillamook: Insurance costs 19.04% less
- Fairview: Insurance costs 1.87% less
- Fairview: Insurance costs 23.39% less
- Fairmont: Insurance costs 16.07% less
- Escalon: Insurance costs 6.00% more
- Ellsworth: Insurance costs 47.17% less
- Edgewood: Insurance costs 15.19% less
- Totowa: Insurance costs 7.76% more