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Get Cheap Car Insurance in Butts Station, Chesapeake, VA
We monitor insurance prices, helping the average driver in Butts Station save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Butts Station
The chart below shows the cheapest car insurance company in Butts Station for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Butts Station Insurer | Monthly Cost |
|---|---|
| Metromile | $42 |
| Geico | $48 |
| Farm Bureau | $51 |
| Safeco Insurance | $54 |
Savings for Every Kind of Butts Station Driver
Based on our extensive insurance data, we know the average Butts Station driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $443 per year by choosing the right vehicle insurance company. Some Butts Station residents are paying out over $1,176 extra every year for auto insurance in Butts Station. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Butts Station, Chesapeake, VA Savings / Yr. |
|---|---|
$443 |
|
$757 |
|
$647 |
|
$633 |
|
$1,035 |
|
$237 |
|
$427 |
Butts Station Car Insurance vs. Chesapeake
People living in Butts Station pay an average of 3.25% less than the typical driver in the state. The average driver in Butts Station can expect to pay about $814 per year, or $1,176 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Butts Station for most people.
Car Insurance Prices by Butts Station Neighborhood
Insurance Prices
Where is insurance cheapest within Butts Station?
The map shows insurance prices in and around Butts Station, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $106 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,265 to a low of $1,159. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Butts Station.Pick the Best Car Insurance Company for You in Butts Station
The best car insurance provider for most drivers in Butts Station
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $443 over the average Butts Station car insurance company.
The best car insurance provider for Butts Station drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $757 over the competition.
The best car insurance company for Butts Station drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $647 better than other car insurance companies.
The best auto insurance for Butts Station drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $633 less each year.
The least expensive car insurance company for new and young drivers in Butts Station
In Butts Station, Erie Insurance costs young drivers $1,035 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Butts Station
Farm Bureau gave the largest car insurance discounts to married couples, averaging $237 saved each year compared to an average Butts Station couple's premiums.
The cheapest car insurance in Butts Station for drivers with bad credit
The best Butts Station car insurance company for customer service
Nationwide was the best company for customer service in Butts Station according to the NAIC.
Recent price drops
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The cheapest large national provider in Butts Station
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Butts Station driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Butts Station, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Butts Station
What Influences the Cost of Car Insurance in Butts Station?
On average, car insurance in Butts Station is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Butts Station is 33 minutes, which is about the national average for a driver in the city.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Butts Station are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Butts Station is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Butts Station is $68 per month for minimum coverage and $98 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Great Bridge East: Insurance costs 0.17% less
- Greenbrier East: Insurance costs 4.17% more
- Great Bridge: Insurance costs 2.21% more
- Greenbrier West: Insurance costs 3.74% more
- Pleasant Grove East: Insurance costs 3.74% more
- Pleasant Grove West: Insurance costs 2.64% more
- Indian River: Insurance costs 6.97% more
- South Norfolk: Insurance costs 9.01% more
- Kempsville Gardens: Insurance costs 5.70% more
- Deep Creek South: Insurance costs 7.06% more
Neighborhoods with Similar Populations
- Charleston: Insurance costs 28.49% more
- Indian Hill: Insurance costs 54.93% more
- College Heights: Insurance costs 38.01% more
- Wallace Woods: Insurance costs 92.77% more
- Barrington Park: Insurance costs 31.29% more
- Valencia: Insurance costs 89.80% more
- The Woods at Mill Valley: Insurance costs 4.85% less
- On Top of The World: Insurance costs 136.56% more
- Meadowlane: Insurance costs 19.90% more
- Magnolia Place: Insurance costs 66.41% more