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Get Cheap Car Insurance in Calimesa, CA
We monitor insurance prices, helping the average driver in Calimesa save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Calimesa
The chart below shows the cheapest car insurance company in Calimesa for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Calimesa Insurer | Monthly Cost |
|---|---|
| Metromile | $52 |
| Geico | $59 |
| Progressive | $63 |
| Travelers | $65 |
Savings for Every Kind of Calimesa Driver
Based on our extensive insurance data, we know the average Calimesa driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $660 per year by choosing the right vehicle insurance company. Some Calimesa residents are paying out over $2,065 extra every year for auto insurance in Calimesa. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Calimesa, CA Savings / Yr. |
|---|---|
$660 |
|
$1,210 |
|
$957 |
|
$1,681 |
|
$863 |
|
$374 |
|
$0 |
Calimesa Car Insurance vs. California
People living in Calimesa pay an average of 2.86% more than the typical driver in the state. The average driver in Calimesa can expect to pay about $967 per year, or $2,065 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Calimesa for most people.
Car Insurance Prices by Calimesa Neighborhood
Insurance Prices
Where is insurance cheapest within Calimesa?
The map shows insurance prices in and around Calimesa, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $148 per year within the city boundaries, with insurance premiums ranging from a high of $2,166 to a low of $2,018. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of Calimesa.Pick the Best Car Insurance Company for You in Calimesa
The best car insurance provider for most drivers in Calimesa
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $660 over the average Calimesa car insurance company.
The best car insurance provider for Calimesa drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,210 over the competition.
The best car insurance company for Calimesa drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $957 better than other car insurance companies.
The best auto insurance for Calimesa drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,681 less each year.
The least expensive car insurance company for new and young drivers in Calimesa
In Calimesa, State Farm costs young drivers $863 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Calimesa
Progressive gave the largest car insurance discounts to married couples, averaging $374 saved each year compared to an average Calimesa couple's premiums.
The cheapest car insurance in Calimesa for drivers with bad credit
The best Calimesa car insurance company for customer service
Recent price drops
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The cheapest large national provider in Calimesa
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Calimesa driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Calimesa, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Calimesa
What Influences the Cost of Car Insurance in Calimesa?
On average, car insurance in Calimesa is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Calimesa is 41 minutes, which is a little more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Calimesa are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Calimesa is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Calimesa is $81 per month for minimum coverage and $172 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Yucaipa: Insurance costs 0.58% more
- Cherry Valley: Insurance costs 0.15% more
- Moreno: Insurance costs 2.37% less
- Beaumont: Insurance costs 3.92% more
- Oak Glen: Insurance costs 3.83% less
- Mentone: Insurance costs 1.74% less
- Mountain Home Village: Insurance costs 6.78% less
- Redlands: Insurance costs 0.68% more
- Banning: Insurance costs 0.82% more
- Forest Falls: Insurance costs 4.07% less
Cities with Similar Populations
- Dowagiac: Insurance costs 34.38% more
- Suffield: Insurance costs 4.99% less
- Stuarts Draft: Insurance costs 44.65% less
- Crystal Lake: Insurance costs 26.88% more
- Cynthiana: Insurance costs 0.44% more
- Stevensville: Insurance costs 11.53% less
- St. Marys: Insurance costs 49.30% less
- Darby: Insurance costs 9.06% less
- Decorah: Insurance costs 41.31% less
- St. Clair: Insurance costs 11.82% less