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Get Cheap Car Insurance in Cambria, CA
We monitor insurance prices, helping the average driver in Cambria save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Cambria
The chart below shows the cheapest car insurance company in Cambria for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Cambria Insurer | Monthly Cost |
|---|---|
| Metromile | $46 |
| Geico | $52 |
| Progressive | $56 |
| Travelers | $57 |
Savings for Every Kind of Cambria Driver
Based on our extensive insurance data, we know the average Cambria driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $585 per year by choosing the right vehicle insurance company. Some Cambria residents are paying out over $1,830 extra every year for auto insurance in Cambria. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cambria, CA Savings / Yr. |
|---|---|
$585 |
|
$1,072 |
|
$848 |
|
$1,489 |
|
$765 |
|
$332 |
|
$0 |
Cambria Car Insurance vs. California
People living in Cambria pay an average of 8.85% less than the typical driver in the state. The average driver in Cambria can expect to pay about $857 per year, or $1,830 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Cambria for most people.
Car Insurance Prices by Cambria Neighborhood
Insurance Prices
Where is insurance cheapest within Cambria?
The map shows insurance prices in and around Cambria, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $213 per year within the city boundaries, with insurance premiums ranging from a high of $1,955 to a low of $1,742. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Cambria.Pick the Best Car Insurance Company for You in Cambria
The best car insurance provider for most drivers in Cambria
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $585 over the average Cambria car insurance company.
The best car insurance provider for Cambria drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,072 over the competition.
The best car insurance company for Cambria drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $848 better than other car insurance companies.
The best auto insurance for Cambria drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,489 less each year.
The least expensive car insurance company for new and young drivers in Cambria
In Cambria, State Farm costs young drivers $765 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cambria
Progressive gave the largest car insurance discounts to married couples, averaging $332 saved each year compared to an average Cambria couple's premiums.
The cheapest car insurance in Cambria for drivers with bad credit
The best Cambria car insurance company for customer service
Recent price drops
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The cheapest large national provider in Cambria
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Cambria driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cambria, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Cambria
What Influences the Cost of Car Insurance in Cambria?
On average, car insurance in Cambria is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Cambria is 26 minutes, which is far less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cambria are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Cambria is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Cambria is $71 per month for minimum coverage and $153 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- San Simeon: Insurance costs 4.75% less
- Harmony: Insurance costs 4.81% less
- Klau: Insurance costs 1.69% more
- Cayucos: Insurance costs 1.48% less
- Templeton: Insurance costs 1.97% less
- Paso Robles: Insurance costs 0.71% more
- Wellsona: Insurance costs 2.02% more
- El Paso de Robles: Insurance costs 6.56% more
- Atascadero: Insurance costs 4.70% more
- Garden Farms: Insurance costs 2.51% more
Cities with Similar Populations
- Delta: Insurance costs 40.87% less
- Bean Station: Insurance costs 24.64% less
- Winfield: Insurance costs 0.16% more
- Peotone: Insurance costs 22.79% less
- Windsor: Insurance costs 29.84% less
- Bayville: Insurance costs 44.10% more
- Dalton: Insurance costs 42.35% less
- Annandale: Insurance costs 5.85% less
- Pen Argyl: Insurance costs 25.85% less
- Appomattox: Insurance costs 33.93% less