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Get Cheap Car Insurance in Camden, DE
We monitor insurance prices, helping the average driver in Camden save up to 29.3% on car insurance.
The Cheapest Minimum Coverage in Camden
The chart below shows the cheapest car insurance company in Camden for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by State Farm, Travelers, and Dairyland.
| Camden Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $74 |
| State Farm | $75 |
| Travelers | $75 |
| Dairyland | $89 |
Savings for Every Kind of Camden Driver
Based on our extensive insurance data, we know the average Camden driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $416 per year by choosing the right vehicle insurance company. Some Camden residents are paying out over $1,799 extra every year for auto insurance in Camden. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Camden, DE Savings / Yr. |
|---|---|
$416 |
|
$704 |
|
$477 |
|
$411 |
|
$1,985 |
|
$424 |
|
$450 |
Camden Car Insurance vs. Delaware
People living in Camden pay an average of 3.25% less than the typical driver in the state. The average driver in Camden can expect to pay about $1,192 per year, or $1,799 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Camden for most people.
Car Insurance Prices by Camden Neighborhood
Insurance Prices
Where is insurance cheapest within Camden?
The map shows insurance prices in and around Camden, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $123 per year within the city boundaries, with insurance premiums ranging from a high of $1,864 to a low of $1,741. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southeast parts of Camden.Pick the Best Car Insurance Company for You in Camden
The best car insurance provider for most drivers in Camden
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $416 over the average Camden car insurance company.
The best car insurance provider for Camden drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $704 over the competition.
The best car insurance company for Camden drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $477 better than other car insurance companies.
The best auto insurance for Camden drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $411 less each year.
The least expensive car insurance company for new and young drivers in Camden
In Camden, State Farm costs young drivers $1,985 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Camden
State Farm gave the largest car insurance discounts to married couples, averaging $424 saved each year compared to an average Camden couple's premiums.
The cheapest car insurance in Camden for drivers with bad credit
The best Camden car insurance company for customer service
Recent price drops
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The cheapest large national provider in Camden
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Camden driver can expect to pay about $119 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Camden, USAA has the best prices for drivers with accidents, young drivers, drivers with bad credit, drivers with speeding tickets, married couples, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Camden
What Influences the Cost of Car Insurance in Camden?
On average, car insurance in Camden is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Camden is 31 minutes, which is a little less than average for a driver in the state.
- Delaware state insurance regulations may require higher prices.
- An average of 7 to 8 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Camden are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Camden is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Camden is $99 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wyoming: Insurance costs 1.45% less
- Woodside: Insurance costs 1.28% less
- Magnolia: Insurance costs 1.83% more
- Viola: Insurance costs 0.39% less
- Dover: Insurance costs 2.61% more
- Dover Afb: Insurance costs 4.39% less
- Hazlettville: Insurance costs 0.06% less
- Felton: Insurance costs 0.17% more
- Frederica: Insurance costs 0.11% less
- Hartly: Insurance costs 1.39% more
Cities with Similar Populations
- Dobbs Ferry: Insurance costs 45.47% more
- Corryton: Insurance costs 23.51% less
- Cotati: Insurance costs 11.78% more
- Cottage Grove: Insurance costs 38.30% less
- Crestwood: Insurance costs 5.45% more
- Sweetwater: Insurance costs 5.56% less
- Swanton: Insurance costs 40.30% less
- Summit: Insurance costs 9.01% more
- Del Mar: Insurance costs 9.84% more
- Delta: Insurance costs 0.11% less