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Get Cheap Car Insurance in Magnolia, DE
We monitor insurance prices, helping the average driver in Magnolia save up to 29.3% on car insurance.
The Cheapest Minimum Coverage in Magnolia
The chart below shows the cheapest car insurance company in Magnolia for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by State Farm, Travelers, and Dairyland.
| Magnolia Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $76 |
| State Farm | $76 |
| Travelers | $77 |
| Dairyland | $91 |
Savings for Every Kind of Magnolia Driver
Based on our extensive insurance data, we know the average Magnolia driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $423 per year by choosing the right vehicle insurance company. Some Magnolia residents are paying out over $1,832 extra every year for auto insurance in Magnolia. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Magnolia, DE Savings / Yr. |
|---|---|
$423 |
|
$717 |
|
$485 |
|
$419 |
|
$2,021 |
|
$431 |
|
$458 |
Magnolia Car Insurance vs. Delaware
People living in Magnolia pay an average of 1.53% less than the typical driver in the state. The average driver in Magnolia can expect to pay about $1,213 per year, or $1,832 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Magnolia for most people.
Car Insurance Prices by Magnolia Neighborhood
Insurance Prices
Where is insurance cheapest within Magnolia?
The map shows insurance prices in and around Magnolia, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $104 per year within the city boundaries, with insurance premiums ranging from a high of $1,878 to a low of $1,774. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Magnolia.Pick the Best Car Insurance Company for You in Magnolia
The best car insurance provider for most drivers in Magnolia
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $423 over the average Magnolia car insurance company.
The best car insurance provider for Magnolia drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $717 over the competition.
The best car insurance company for Magnolia drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $485 better than other car insurance companies.
The best auto insurance for Magnolia drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $419 less each year.
The least expensive car insurance company for new and young drivers in Magnolia
In Magnolia, State Farm costs young drivers $2,021 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Magnolia
State Farm gave the largest car insurance discounts to married couples, averaging $431 saved each year compared to an average Magnolia couple's premiums.
The cheapest car insurance in Magnolia for drivers with bad credit
The best Magnolia car insurance company for customer service
Recent price drops
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The cheapest large national provider in Magnolia
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Magnolia driver can expect to pay about $119 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Magnolia, USAA has the best prices for drivers with accidents, young drivers, drivers with bad credit, drivers with speeding tickets, married couples, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Magnolia
What Influences the Cost of Car Insurance in Magnolia?
On average, car insurance in Magnolia is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Magnolia is 33 minutes, which is about the national average for a driver in the state.
- Delaware state insurance regulations may require higher prices.
- An average of 7 to 8 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Magnolia are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Magnolia has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Magnolia is $101 per month for minimum coverage and $153 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Frederica: Insurance costs 1.91% less
- Woodside: Insurance costs 3.06% less
- Camden: Insurance costs 1.80% less
- Dover Afb: Insurance costs 6.11% less
- Viola: Insurance costs 2.18% less
- Wyoming: Insurance costs 3.22% less
- Felton: Insurance costs 1.64% less
- Kitts Hummock: Insurance costs 0.05% less
- Bowers: Insurance costs 1.09% less
- Dover: Insurance costs 0.76% more
Cities with Similar Populations
- Troy: Insurance costs 19.81% less
- Covington: Insurance costs 22.22% less
- Crestwood: Insurance costs 3.55% more
- Cromwell: Insurance costs 8.02% more
- Croton On Hudson: Insurance costs 43.78% more
- Cutlerville: Insurance costs 57.97% more
- Dallas: Insurance costs 26.15% less
- Damascus: Insurance costs 3.77% more
- Damascus: Insurance costs 11.03% less
- Del Mar: Insurance costs 7.86% more