Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Camden Point, MO
We monitor insurance prices, helping the average driver in Camden Point save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Camden Point
The chart below shows the cheapest car insurance company in Camden Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Camden Point Insurer | Monthly Cost |
|---|---|
| State Farm | $66 |
| Travelers | $66 |
| Safeco Insurance | $67 |
| Clearcover | $72 |
Savings for Every Kind of Camden Point Driver
Based on our extensive insurance data, we know the average Camden Point driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $470 per year by choosing the right vehicle insurance company. Some Camden Point residents are paying out over $1,740 extra every year for auto insurance in Camden Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Camden Point, MO Savings / Yr. |
|---|---|
$470 |
|
$655 |
|
$599 |
|
$671 |
|
$1,415 |
|
$365 |
|
$560 |
Camden Point Car Insurance vs. Missouri
People living in Camden Point pay an average of 3.36% less than the typical driver in the state. The average driver in Camden Point can expect to pay about $1,072 per year, or $1,740 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Camden Point for most people.
Car Insurance Prices by Camden Point Neighborhood
Insurance Prices
Where is insurance cheapest within Camden Point?
The map shows insurance prices in and around Camden Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $41 per year within the city boundaries, with insurance premiums ranging from a high of $1,776 to a low of $1,735. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of Camden Point.Pick the Best Car Insurance Company for You in Camden Point
The best car insurance provider for most drivers in Camden Point
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $470 over the average Camden Point car insurance company.
The best car insurance provider for Camden Point drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $655 over the competition.
The best car insurance company for Camden Point drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $599 better than other car insurance companies.
The best auto insurance for Camden Point drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $671 less each year.
The least expensive car insurance company for new and young drivers in Camden Point
In Camden Point, Travelers costs young drivers $1,415 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Camden Point
State Farm gave the largest car insurance discounts to married couples, averaging $365 saved each year compared to an average Camden Point couple's premiums.
The cheapest car insurance in Camden Point for drivers with bad credit
The best Camden Point car insurance company for customer service
Nationwide was the best company for customer service in Camden Point according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Camden Point, which was better than other insurers.
The cheapest large national provider in Camden Point
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Camden Point driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Camden Point, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Camden Point
What Influences the Cost of Car Insurance in Camden Point?
On average, car insurance in Camden Point is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Camden Point is 34 minutes, which is about the national average for a driver in the state.
- Missouri state insurance regulations may require higher prices.
- An average of 7 to 8 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Camden Point are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Camden Point is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Camden Point is $89 per month for minimum coverage and $145 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Woodruff: Insurance costs 0.80% more
- Dearborn: Insurance costs 2.01% more
- New Market: Insurance costs 0.34% more
- Ridgely: Insurance costs 1.49% more
- Tracy: Insurance costs 1.95% more
- Edgerton Junction: Insurance costs 2.13% more
- Edgerton: Insurance costs 1.90% more
- Platte City: Insurance costs 4.37% more
- Weston: Insurance costs 0.11% more
- Wallace: Insurance costs 1.15% more
Cities with Similar Populations
- Tennessee: Insurance costs 2.41% less
- Genoa: Insurance costs 34.25% less
- Garwin: Insurance costs 30.17% less
- Sumnerville: Insurance costs 56.84% more
- Sutersville: Insurance costs 20.92% less
- Fredericktown: Insurance costs 19.20% less
- Tees Toh: Insurance costs 1.38% more
- Telferner: Insurance costs 5.34% less
- Flinton: Insurance costs 18.68% less
- Fleischmanns: Insurance costs 30.75% more