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Get Cheap Car Insurance in Edgerton, MO
We monitor insurance prices, helping the average driver in Edgerton save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Edgerton
The chart below shows the cheapest car insurance company in Edgerton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Edgerton Insurer | Monthly Cost |
|---|---|
| State Farm | $67 |
| Travelers | $67 |
| Safeco Insurance | $69 |
| Clearcover | $74 |
Savings for Every Kind of Edgerton Driver
Based on our extensive insurance data, we know the average Edgerton driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $478 per year by choosing the right vehicle insurance company. Some Edgerton residents are paying out over $1,773 extra every year for auto insurance in Edgerton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Edgerton, MO Savings / Yr. |
|---|---|
$478 |
|
$667 |
|
$610 |
|
$683 |
|
$1,441 |
|
$372 |
|
$571 |
Edgerton Car Insurance vs. Missouri
People living in Edgerton pay an average of 1.56% less than the typical driver in the state. The average driver in Edgerton can expect to pay about $1,092 per year, or $1,773 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Edgerton for most people.
Car Insurance Prices by Edgerton Neighborhood
Insurance Prices
Where is insurance cheapest within Edgerton?
The map shows insurance prices in and around Edgerton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $44 per year within the city boundaries, with insurance premiums ranging from a high of $1,779 to a low of $1,735. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Edgerton.Pick the Best Car Insurance Company for You in Edgerton
The best car insurance provider for most drivers in Edgerton
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $478 over the average Edgerton car insurance company.
The best car insurance provider for Edgerton drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $667 over the competition.
The best car insurance company for Edgerton drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $610 better than other car insurance companies.
The best auto insurance for Edgerton drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $683 less each year.
The least expensive car insurance company for new and young drivers in Edgerton
In Edgerton, Travelers costs young drivers $1,441 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Edgerton
State Farm gave the largest car insurance discounts to married couples, averaging $372 saved each year compared to an average Edgerton couple's premiums.
The cheapest car insurance in Edgerton for drivers with bad credit
The best Edgerton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Edgerton
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Edgerton driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Edgerton, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Edgerton
What Influences the Cost of Car Insurance in Edgerton?
On average, car insurance in Edgerton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Missouri state insurance regulations may require higher prices.
- An average of 7 to 8 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Edgerton are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Edgerton has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Edgerton is $91 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Trimble: Insurance costs 0.28% more
- Ridgely: Insurance costs 0.39% less
- Edgerton Junction: Insurance costs 0.23% more
- Camden Point: Insurance costs 1.86% less
- Dearborn: Insurance costs 0.11% more
- Mecca: Insurance costs 0.11% less
- Smithville: Insurance costs 0.34% more
- Gower: Insurance costs 0.17% more
- Paradise: Insurance costs 2.14% more
- New Market: Insurance costs 1.52% less
Cities with Similar Populations
- Ratcliff: Insurance costs 8.12% less
- North Edwards: Insurance costs 3.10% more
- North Topsail Beach: Insurance costs 33.62% less
- O'Donnell: Insurance costs 5.25% less
- Ousley: Insurance costs 6.88% less
- Palo: Insurance costs 60.69% more
- Paxton: Insurance costs 7.84% less
- Pie: Insurance costs 0.90% less
- Pittsburg: Insurance costs 3.50% less
- Pleasant View Village: Insurance costs 33.45% less