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Get Cheap Car Insurance in Camp Pendleton, CA
We monitor insurance prices, helping the average driver in Camp Pendleton save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Camp Pendleton
The chart below shows the cheapest car insurance company in Camp Pendleton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Camp Pendleton Insurer | Monthly Cost |
|---|---|
| Metromile | $47 |
| Geico | $53 |
| Progressive | $57 |
| Travelers | $59 |
Savings for Every Kind of Camp Pendleton Driver
Based on our extensive insurance data, we know the average Camp Pendleton driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $598 per year by choosing the right vehicle insurance company. Some Camp Pendleton residents are paying out over $1,871 extra every year for auto insurance in Camp Pendleton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Camp Pendleton, CA Savings / Yr. |
|---|---|
$598 |
|
$1,096 |
|
$866 |
|
$1,522 |
|
$782 |
|
$339 |
|
$0 |
Camp Pendleton Car Insurance vs. California
People living in Camp Pendleton pay an average of 6.84% less than the typical driver in the state. The average driver in Camp Pendleton can expect to pay about $876 per year, or $1,871 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Camp Pendleton for most people.
Car Insurance Prices by Camp Pendleton Neighborhood
Insurance Prices
Where is insurance cheapest within Camp Pendleton?
The map shows insurance prices in and around Camp Pendleton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $169 per year within the city boundaries, with insurance premiums ranging from a high of $2,013 to a low of $1,844. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Camp Pendleton.Pick the Best Car Insurance Company for You in Camp Pendleton
The best car insurance provider for most drivers in Camp Pendleton
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $598 over the average Camp Pendleton car insurance company.
The best car insurance provider for Camp Pendleton drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,096 over the competition.
The best car insurance company for Camp Pendleton drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $866 better than other car insurance companies.
The best auto insurance for Camp Pendleton drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,522 less each year.
The least expensive car insurance company for new and young drivers in Camp Pendleton
In Camp Pendleton, State Farm costs young drivers $782 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Camp Pendleton
Progressive gave the largest car insurance discounts to married couples, averaging $339 saved each year compared to an average Camp Pendleton couple's premiums.
The cheapest car insurance in Camp Pendleton for drivers with bad credit
The best Camp Pendleton car insurance company for customer service
Nationwide was the best company for customer service in Camp Pendleton according to the NAIC.
Recent price drops
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The cheapest large national provider in Camp Pendleton
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Camp Pendleton driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Camp Pendleton, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Camp Pendleton
What Influences the Cost of Car Insurance in Camp Pendleton?
On average, car insurance in Camp Pendleton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Camp Pendleton is 20 minutes, which is far less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Camp Pendleton are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Camp Pendleton has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Camp Pendleton is $73 per month for minimum coverage and $156 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- San Clemente: Insurance costs 6.47% more
- Chappo: Insurance costs 0.11% less
- Capistrano Beach: Insurance costs 4.01% more
- Camp Pendleton North: Insurance costs 0.11% less
- Dana Point: Insurance costs 8.44% more
- Oceanside: Insurance costs 5.93% more
- Fallbrook: Insurance costs 7.11% more
- Bonsall: Insurance costs 3.69% more
- Rainbow: Insurance costs 2.89% more
- Temecula: Insurance costs 6.84% more
Cities with Similar Populations
- Pine Bush: Insurance costs 24.80% more
- Sioux Center: Insurance costs 36.29% less
- Silver Springs: Insurance costs 31.11% more
- Walhalla: Insurance costs 13.20% less
- Dayton: Insurance costs 0.86% more
- Dardanelle: Insurance costs 12.40% less
- Walkertown: Insurance costs 34.79% less
- Dalhart: Insurance costs 2.30% more
- Dagsboro: Insurance costs 6.63% less
- Delano: Insurance costs 13.79% less