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Get Cheap Car Insurance in Dardanelle, AR
We monitor insurance prices, helping the average driver in Dardanelle save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Dardanelle
The chart below shows the cheapest car insurance company in Dardanelle for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Dardanelle Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $53 |
| Farm Bureau | $55 |
| Geico | $56 |
| Jupiter | $58 |
Savings for Every Kind of Dardanelle Driver
Based on our extensive insurance data, we know the average Dardanelle driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $324 per year by choosing the right vehicle insurance company. Some Dardanelle residents are paying out over $1,639 extra every year for auto insurance in Dardanelle. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Dardanelle, AR Savings / Yr. |
|---|---|
$324 |
|
$575 |
|
$463 |
|
$712 |
|
$1,840 |
|
$326 |
|
$457 |
Dardanelle Car Insurance vs. Arkansas
People living in Dardanelle pay an average of 2.59% less than the typical driver in the state. The average driver in Dardanelle can expect to pay about $887 per year, or $1,639 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Dardanelle for most people.
Car Insurance Prices by Dardanelle Neighborhood
Insurance Prices
Where is insurance cheapest within Dardanelle?
The map shows insurance prices in and around Dardanelle, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $63 per year within the city boundaries, with insurance premiums ranging from a high of $1,666 to a low of $1,603. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Dardanelle.Pick the Best Car Insurance Company for You in Dardanelle
The best car insurance provider for most drivers in Dardanelle
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $324 over the average Dardanelle car insurance company.
The best car insurance provider for Dardanelle drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $575 over the competition.
The best car insurance company for Dardanelle drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $463 better than other car insurance companies.
The best auto insurance for Dardanelle drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $712 less each year.
The least expensive car insurance company for new and young drivers in Dardanelle
In Dardanelle, Farm Bureau costs young drivers $1,840 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Dardanelle
Farm Bureau gave the largest car insurance discounts to married couples, averaging $326 saved each year compared to an average Dardanelle couple's premiums.
The cheapest car insurance in Dardanelle for drivers with bad credit
The best Dardanelle car insurance company for customer service
Nationwide was the best company for customer service in Dardanelle according to the NAIC.
Recent price drops
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The cheapest large national provider in Dardanelle
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Dardanelle driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Dardanelle, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Dardanelle
What Influences the Cost of Car Insurance in Dardanelle?
On average, car insurance in Dardanelle is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Dardanelle is 23 minutes, which is far less than average for a driver in the state.
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Dardanelle are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Dardanelle has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Dardanelle is $74 per month for minimum coverage and $137 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Dardanelle: Insurance costs 1.40% less
- Old Neely: Insurance costs the same
- Mosley: Insurance costs 1.04% less
- Russellville: Insurance costs 0.55% less
- Pottsville: Insurance costs 0.55% less
- Mount George: Insurance costs 0.37% less
- Fowler: Insurance costs 0.92% less
- Worthen: Insurance costs 0.31% less
- London: Insurance costs 0.73% less
- Delaware: Insurance costs 2.20% less
Cities with Similar Populations
- Penn Yan: Insurance costs 25.87% more
- North Scituate: Insurance costs 33.19% more
- North Versailles: Insurance costs 10.56% less
- North Weeki Wachee: Insurance costs 47.53% more
- Northfield: Insurance costs 11.04% more
- Northwest Harborcreek: Insurance costs 17.94% less
- Oak Brook: Insurance costs 1.53% less
- Oak Grove: Insurance costs 31.91% more
- Oak Grove: Insurance costs 4.21% more
- Oak Hill: Insurance costs 9.21% less