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Get Cheap Car Insurance in North Scituate, RI
We monitor insurance prices, helping the average driver in North Scituate save up to 41.3% on car insurance.
The Cheapest Minimum Coverage in North Scituate
The chart below shows the cheapest car insurance company in North Scituate for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Geico, Progressive, and Midvale Home & Auto.
| North Scituate Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $76 |
| Geico | $98 |
| Progressive | $114 |
| Midvale Home & Auto | $120 |
Savings for Every Kind of North Scituate Driver
Based on our extensive insurance data, we know the average North Scituate driver will save about 33% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $726 per year by choosing the right vehicle insurance company. Some North Scituate residents are paying out over $2,183 extra every year for auto insurance in North Scituate. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Scituate, RI Savings / Yr. |
|---|---|
$726 |
|
$877 |
|
$967 |
|
$1,635 |
|
$3,400 |
|
$248 |
|
$736 |
North Scituate Car Insurance vs. Rhode Island
People living in North Scituate pay an average of 1.96% less than the typical driver in the state. The average driver in North Scituate can expect to pay about $1,336 per year, or $2,183 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in North Scituate for most people.
Car Insurance Prices by North Scituate Neighborhood
Insurance Prices
Where is insurance cheapest within North Scituate?
The map shows insurance prices in and around North Scituate, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $73 per year within the city boundaries, with insurance premiums ranging from a high of $2,222 to a low of $2,149. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southeast parts of North Scituate.Pick the Best Car Insurance Company for You in North Scituate
The best car insurance provider for most drivers in North Scituate
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $726 over the average North Scituate car insurance company.
The best car insurance provider for North Scituate drivers with accidents on their records
In our analysis, Safeco Insurance saved the average person who had been in an accident the most, with annual savings averaging $877 over the competition.
The best car insurance company for North Scituate drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $967 better than other car insurance companies.
The best auto insurance for North Scituate drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $1,635 less each year.
The least expensive car insurance company for new and young drivers in North Scituate
In North Scituate, State Farm costs young drivers $3,400 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Scituate
Geico gave the largest car insurance discounts to married couples, averaging $248 saved each year compared to an average North Scituate couple's premiums.
The cheapest car insurance in North Scituate for drivers with bad credit
The best North Scituate car insurance company for customer service
Recent price drops
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The cheapest large national provider in North Scituate
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Scituate driver can expect to pay about $124 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Scituate, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, drivers with bad credit, drivers with accidents, young drivers, married couples, and good drivers.Auto Insurance Prices in and Around North Scituate
What Influences the Cost of Car Insurance in North Scituate?
On average, car insurance in North Scituate is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Rhode Island state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Scituate are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- North Scituate is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Scituate is $111 per month for minimum coverage and $182 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Saundersville: Insurance costs 0.82% less
- Greenville: Insurance costs 1.88% more
- Chepachet: Insurance costs 0.92% more
- Clayville: Insurance costs 1.19% more
- Foster: Insurance costs 1.28% more
- Cherry Valley: Insurance costs 1.74% more
- Johnston: Insurance costs 5.63% more
- Smithfield: Insurance costs 0.18% less
- North Foster: Insurance costs 1.51% more
- Mapleville: Insurance costs 1.83% more
Cities with Similar Populations
- Bee Cave: Insurance costs 24.42% less
- Benton City: Insurance costs 38.16% less
- Belmont: Insurance costs 45.67% less
- Bellwood: Insurance costs 41.00% less
- Bellville: Insurance costs 25.38% less
- Belle Plaine: Insurance costs 26.61% less
- Belle Isle: Insurance costs 20.89% more
- Belle Fourche: Insurance costs 24.23% less
- Bellaire: Insurance costs 49.66% less
- Belfast: Insurance costs 56.48% less