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Get Cheap Car Insurance in Caney Valley, AR

We monitor insurance prices, helping the average driver in Caney Valley save up to 33.0% on car insurance.

 

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The Cheapest Minimum Coverage in Caney Valley

The chart below shows the cheapest car insurance company in Caney Valley for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.

 
Caney Valley Insurer Monthly Cost
Safeco Insurance $54
Farm Bureau $56
Geico $57
Jupiter $59

Savings for Every Kind of Caney Valley Driver

The table shows how much the average auto insurance customer in Caney Valley might save by following our recommendations.

Based on our extensive insurance data, we know the average Caney Valley driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $332 per year by choosing the right vehicle insurance company. Some Caney Valley residents are paying out over $1,677 extra every year for auto insurance in Caney Valley. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Caney Valley Car Insurance vs. Arkansas

People living in Caney Valley pay an average of 0.33% less than the typical driver in the state. The average driver in Caney Valley can expect to pay about $908 per year, or $1,677 for full coverage.

Based on our analysis, Travelers will be the cheapest provider in Caney Valley for most people.

Car Insurance Prices by Caney Valley Neighborhood

Caney Valley, AR map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Caney Valley?

The map shows insurance prices in and around Caney Valley, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $2 per year within the city boundaries, with insurance premiums ranging from a high of $1,679 to a low of $1,677. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Caney Valley.

Pick the Best Car Insurance Company for You in Caney Valley

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Caney Valley insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Caney Valley

For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $332 over the average Caney Valley car insurance company.

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We use the average good driver, paying $112 per month, as our baseline for pricing in Caney Valley. State Farm, Travelers, and Safeco Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Caney Valley drivers with accidents on their records

In Caney Valley getting into an accident will raise premiums an average 37% for a yearly cost of $2,644. That's $967 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, Travelers, Gainsco, and Safeco Insurance are good choices for drivers with accidents.

In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $588 over the competition.

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The best car insurance company for Caney Valley drivers with speeding tickets

>Geico gave the average person with a speeding ticket the most savings, averaging $473 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Caney Valley, tickets raise premiums on new quotes about $536. If you have a speeding ticket, we recommend Geico, Gainsco, and Farm Bureau for savings that beat the average insurance cost of $2,214 per year.

The best auto insurance for Caney Valley drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,796 per year in auto insurance premiums, which was $1,118 more than a driver with no major issues. Progressive, Farm Bureau, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Farm Bureau may cost the average person with a DUI about $729 less each year.

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The least expensive car insurance company for new and young drivers in Caney Valley

In Caney Valley, Farm Bureau costs young drivers $1,883 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in Caney Valley. With an average cost of $5,705 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Travelers, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Caney Valley

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $187. State Farm, Geico, and Farm Bureau provided the largest discounts to couples living in Caney Valley.

Farm Bureau gave the largest car insurance discounts to married couples, averaging $334 saved each year compared to an average Caney Valley couple's premiums.

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The cheapest car insurance in Caney Valley for drivers with bad credit

People with poor credit saved an average of $467 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $958 every year. Premiums for people with poor credit were about $2,635 in Caney Valley. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Dairyland, and Farm Bureau.

The best Caney Valley car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Caney Valley, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Shelter Insurance as the best provider in Caney Valley.

Nationwide was the best company for customer service in Caney Valley according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Caney Valley, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Caney Valley. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Caney Valley

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 14% of Caney Valley residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Caney Valley driver can expect to pay about $113 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Caney Valley, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.
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Auto Insurance Prices in and Around Caney Valley

What Influences the Cost of Car Insurance in Caney Valley?

On average, car insurance in Caney Valley is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Caney Valley is 46 minutes, which is far more than average for a driver in the state.
  • Arkansas state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Caney Valley are higher than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
  • Caney Valley is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Caney Valley is $76 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

  • Amity: Insurance costs 0.36% less
  • Glenwood: Insurance costs 0.18% more
  • Rosboro: Insurance costs 0.66% less
  • Kirby: Insurance costs 1.31% less
  • Hopper: Insurance costs 0.83% more
  • Caddo Gap: Insurance costs 0.48% more
  • Point Cedar: Insurance costs 0.06% more
  • Daisy: Insurance costs 1.19% less
  • Lodi: Insurance costs 0.18% less
  • Fendley: Insurance costs 0.54% less

Cities with Similar Populations

  • Kapowsin: Insurance costs 10.55% less
  • Saulsburg: Insurance costs 21.71% less
  • Santa Catarina: Insurance costs 1.07% more
  • Rome: Insurance costs 12.40% less
  • Red Rock: Insurance costs 3.64% less
  • Rambin: Insurance costs 62.49% more
  • Purdy: Insurance costs 32.56% less
  • Price: Insurance costs 2.09% more
  • Kemper: Insurance costs 0.24% more
  • Kelvin: Insurance costs 1.73% less
* Who is the average Caney Valley driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Caney Valley with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.