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Get Cheap Car Insurance in Point Cedar, AR
We monitor insurance prices, helping the average driver in Point Cedar save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Point Cedar
The chart below shows the cheapest car insurance company in Point Cedar for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Point Cedar Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $54 |
| Farm Bureau | $56 |
| Geico | $57 |
| Jupiter | $59 |
Savings for Every Kind of Point Cedar Driver
Based on our extensive insurance data, we know the average Point Cedar driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $332 per year by choosing the right vehicle insurance company. Some Point Cedar residents are paying out over $1,678 extra every year for auto insurance in Point Cedar. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Point Cedar, AR Savings / Yr. |
|---|---|
$332 |
|
$588 |
|
$474 |
|
$729 |
|
$1,884 |
|
$334 |
|
$468 |
Point Cedar Car Insurance vs. Arkansas
People living in Point Cedar pay an average of 0.28% less than the typical driver in the state. The average driver in Point Cedar can expect to pay about $908 per year, or $1,678 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Point Cedar for most people.
Car Insurance Prices by Point Cedar Neighborhood
Insurance Prices
Where is insurance cheapest within Point Cedar?
The map shows insurance prices in and around Point Cedar, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $67 per year within the city boundaries, with insurance premiums ranging from a high of $1,728 to a low of $1,661. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the North parts of Point Cedar.Pick the Best Car Insurance Company for You in Point Cedar
The best car insurance provider for most drivers in Point Cedar
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $332 over the average Point Cedar car insurance company.
The best car insurance provider for Point Cedar drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $588 over the competition.
The best car insurance company for Point Cedar drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $474 better than other car insurance companies.
The best auto insurance for Point Cedar drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $729 less each year.
The least expensive car insurance company for new and young drivers in Point Cedar
In Point Cedar, Farm Bureau costs young drivers $1,884 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Point Cedar
Farm Bureau gave the largest car insurance discounts to married couples, averaging $334 saved each year compared to an average Point Cedar couple's premiums.
The cheapest car insurance in Point Cedar for drivers with bad credit
The best Point Cedar car insurance company for customer service
Nationwide was the best company for customer service in Point Cedar according to the NAIC.
Recent price drops
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The cheapest large national provider in Point Cedar
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Point Cedar driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Point Cedar, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Point Cedar
What Influences the Cost of Car Insurance in Point Cedar?
On average, car insurance in Point Cedar is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Point Cedar are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Point Cedar is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Point Cedar is $76 per month for minimum coverage and $140 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fendley: Insurance costs 0.60% less
- Amity: Insurance costs 0.42% less
- Rosboro: Insurance costs 0.72% less
- Bonnerdale: Insurance costs 0.06% more
- Lambert: Insurance costs 1.37% more
- Caney Valley: Insurance costs 0.06% less
- Glenwood: Insurance costs 0.12% more
- Hollywood: Insurance costs 2.21% less
- Bismarck: Insurance costs 0.83% more
- DeGray: Insurance costs 2.68% less
Cities with Similar Populations
- Verdery: Insurance costs 3.69% less
- Dupuyer: Insurance costs 1.55% less
- Dwarf: Insurance costs 38.08% more
- East Blue Hill: Insurance costs 41.72% less
- Engle Mill: Insurance costs 5.96% more
- Unaka: Insurance costs 27.83% less
- Union: Insurance costs 13.41% more
- Upper Meyersville: Insurance costs 5.54% less
- Uptonville: Insurance costs 17.04% less
- Utica: Insurance costs 34.74% less