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Get Cheap Car Insurance in Carle Place, NY
We monitor insurance prices, helping the average driver in Carle Place save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Carle Place
The chart below shows the cheapest car insurance company in Carle Place for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Carle Place Insurer | Monthly Cost |
|---|---|
| Kemper | $101 |
| Plymouth Rock Assurance | $134 |
| Safeco Insurance | $144 |
| Geico | $150 |
Savings for Every Kind of Carle Place Driver
Based on our extensive insurance data, we know the average Carle Place driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $816 per year by choosing the right vehicle insurance company. Some Carle Place residents are paying out over $2,738 extra every year for auto insurance in Carle Place. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Carle Place, NY Savings / Yr. |
|---|---|
$816 |
|
$521 |
|
$1,040 |
|
$1,052 |
|
$2,578 |
|
$863 |
|
$1,374 |
Carle Place Car Insurance vs. New York
People living in Carle Place pay an average of 12.92% more than the typical driver in the state. The average driver in Carle Place can expect to pay about $1,986 per year, or $2,738 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Carle Place for most people.
Car Insurance Prices by Carle Place Neighborhood
Insurance Prices
Where is insurance cheapest within Carle Place?
The map shows insurance prices in and around Carle Place, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $253 per year within the city boundaries, with insurance premiums ranging from a high of $2,897 to a low of $2,644. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Carle Place.Pick the Best Car Insurance Company for You in Carle Place
The best car insurance provider for most drivers in Carle Place
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $816 over the average Carle Place car insurance company.
The best car insurance provider for Carle Place drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $521 over the competition.
The best car insurance company for Carle Place drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,040 better than other car insurance companies.
The best auto insurance for Carle Place drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,052 less each year.
The least expensive car insurance company for new and young drivers in Carle Place
In Carle Place, Progressive costs young drivers $2,578 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Carle Place
Progressive gave the largest car insurance discounts to married couples, averaging $863 saved each year compared to an average Carle Place couple's premiums.
The cheapest car insurance in Carle Place for drivers with bad credit
The best Carle Place car insurance company for customer service
Nationwide was the best company for customer service in Carle Place according to the NAIC.
Recent price drops
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The cheapest large national provider in Carle Place
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Carle Place driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Carle Place, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Carle Place
What Influences the Cost of Car Insurance in Carle Place?
On average, car insurance in Carle Place is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Carle Place is 39 minutes, which is a little more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Carle Place are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Carle Place is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Carle Place is $166 per month for minimum coverage and $228 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- East Williston: Insurance costs 4.46% less
- Westbury: Insurance costs 7.78% more
- Mineola: Insurance costs 1.39% more
- East Garden City: Insurance costs 11.58% more
- Williston Park: Insurance costs 1.46% less
- New Cassel: Insurance costs 15.49% more
- Albertson: Insurance costs 4.27% more
- Old Westbury: Insurance costs 0.22% more
- Roslyn Heights: Insurance costs 3.40% more
- Garden City: Insurance costs 0.18% more
Cities with Similar Populations
- Paulden: Insurance costs 35.54% less
- Falls City: Insurance costs 48.65% less
- Farwell: Insurance costs 2.56% more
- Fayette: Insurance costs 35.10% less
- Pearisburg: Insurance costs 56.72% less
- Pearcy: Insurance costs 39.63% less
- Paxton: Insurance costs 43.57% less
- Paxton: Insurance costs 49.05% less
- Flemingsburg: Insurance costs 23.41% less
- Flora: Insurance costs 36.71% less