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Get Cheap Car Insurance in Old Westbury, NY
We monitor insurance prices, helping the average driver in Old Westbury save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Old Westbury
The chart below shows the cheapest car insurance company in Old Westbury for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Old Westbury Insurer | Monthly Cost |
|---|---|
| Kemper | $101 |
| Plymouth Rock Assurance | $134 |
| Safeco Insurance | $145 |
| Geico | $151 |
Savings for Every Kind of Old Westbury Driver
Based on our extensive insurance data, we know the average Old Westbury driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $818 per year by choosing the right vehicle insurance company. Some Old Westbury residents are paying out over $2,744 extra every year for auto insurance in Old Westbury. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Old Westbury, NY Savings / Yr. |
|---|---|
$818 |
|
$522 |
|
$1,042 |
|
$1,054 |
|
$2,583 |
|
$864 |
|
$1,377 |
Old Westbury Car Insurance vs. New York
People living in Old Westbury pay an average of 13.14% more than the typical driver in the state. The average driver in Old Westbury can expect to pay about $1,990 per year, or $2,744 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Old Westbury for most people.
Car Insurance Prices by Old Westbury Neighborhood
Insurance Prices
Where is insurance cheapest within Old Westbury?
The map shows insurance prices in and around Old Westbury, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $383 per year within the city boundaries, with insurance premiums ranging from a high of $3,007 to a low of $2,624. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Old Westbury.Pick the Best Car Insurance Company for You in Old Westbury
The best car insurance provider for most drivers in Old Westbury
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $818 over the average Old Westbury car insurance company.
The best car insurance provider for Old Westbury drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $522 over the competition.
The best car insurance company for Old Westbury drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,042 better than other car insurance companies.
The best auto insurance for Old Westbury drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,054 less each year.
The least expensive car insurance company for new and young drivers in Old Westbury
In Old Westbury, Progressive costs young drivers $2,583 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Old Westbury
Progressive gave the largest car insurance discounts to married couples, averaging $864 saved each year compared to an average Old Westbury couple's premiums.
The cheapest car insurance in Old Westbury for drivers with bad credit
The best Old Westbury car insurance company for customer service
Nationwide was the best company for customer service in Old Westbury according to the NAIC.
Recent price drops
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The cheapest large national provider in Old Westbury
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Old Westbury driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Old Westbury, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Old Westbury
What Influences the Cost of Car Insurance in Old Westbury?
On average, car insurance in Old Westbury is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Old Westbury is 50 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Old Westbury are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Old Westbury is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Old Westbury is $166 per month for minimum coverage and $229 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- East Hills: Insurance costs 4.34% less
- Westbury: Insurance costs 7.54% more
- New Cassel: Insurance costs 15.23% more
- Brookville: Insurance costs 2.84% less
- Greenvale: Insurance costs 1.60% more
- Roslyn Heights: Insurance costs 3.17% more
- Carle Place: Insurance costs 0.22% less
- East Williston: Insurance costs 4.66% less
- Roslyn Harbor: Insurance costs 0.04% less
- Roslyn: Insurance costs 3.43% more
Cities with Similar Populations
- Georgetown: Insurance costs 51.38% less
- Arabi: Insurance costs 29.77% more
- Fabens: Insurance costs 32.22% less
- Kingsville: Insurance costs 31.34% less
- Sidney: Insurance costs 19.97% less
- Reidland: Insurance costs 25.44% less
- Putney: Insurance costs 57.03% less
- Soperton: Insurance costs 36.81% less
- Moose Lake: Insurance costs 41.22% less
- Matamoras: Insurance costs 49.27% less