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Get Cheap Car Insurance in Carnes, IA
We monitor insurance prices, helping the average driver in Carnes save up to 33.2% on car insurance.
The Cheapest Minimum Coverage in Carnes
The chart below shows the cheapest car insurance company in Carnes for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by IMT Insurance, Auto-Owners Insurance, and Farm Bureau.
| Carnes Insurer | Monthly Cost |
|---|---|
| State Farm | $26 |
| IMT Insurance | $27 |
| Auto-Owners Insurance | $28 |
| Farm Bureau | $29 |
Savings for Every Kind of Carnes Driver
Based on our extensive insurance data, we know the average Carnes driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $259 per year by choosing the right vehicle insurance company. Some Carnes residents are paying out over $1,187 extra every year for auto insurance in Carnes. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Carnes, IA Savings / Yr. |
|---|---|
$259 |
|
$361 |
|
$308 |
|
$414 |
|
$1,085 |
|
$357 |
|
$547 |
Carnes Car Insurance vs. Iowa
People living in Carnes pay an average of 4.99% less than the typical driver in the state. The average driver in Carnes can expect to pay about $466 per year, or $1,187 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Carnes for most people.
Car Insurance Prices by Carnes Neighborhood
Insurance Prices
Where is insurance cheapest within Carnes?
The map shows insurance prices in and around Carnes, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $7 per year within the city boundaries, with insurance premiums ranging from a high of $1,191 to a low of $1,184. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Carnes.Pick the Best Car Insurance Company for You in Carnes
The best car insurance provider for most drivers in Carnes
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $259 over the average Carnes car insurance company.
The best car insurance provider for Carnes drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $361 over the competition.
The best car insurance company for Carnes drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $308 better than other car insurance companies.
The best auto insurance for Carnes drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $414 less each year.
The least expensive car insurance company for new and young drivers in Carnes
In Carnes, IMT Insurance costs young drivers $1,085 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Carnes
State Farm gave the largest car insurance discounts to married couples, averaging $357 saved each year compared to an average Carnes couple's premiums.
The cheapest car insurance in Carnes for drivers with bad credit
The best Carnes car insurance company for customer service
Recent price drops
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The cheapest large national provider in Carnes
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Carnes driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Carnes, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and young drivers.Auto Insurance Prices in and Around Carnes
What Influences the Cost of Car Insurance in Carnes?
On average, car insurance in Carnes is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Carnes is 17 minutes, which is far less than average for a driver in the state.
- Iowa state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Carnes are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Carnes has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Carnes is $39 per month for minimum coverage and $99 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Alton: Insurance costs 0.17% more
- Orange City: Insurance costs 0.59% more
- Granville: Insurance costs 0.08% more
- Newkirk: Insurance costs 1.43% more
- Maurice: Insurance costs 0.76% more
- Seney: Insurance costs 0.34% more
- Hospers: Insurance costs 0.76% less
- Sioux Center: Insurance costs 0.42% more
- Oyens: Insurance costs 1.35% more
- Struble: Insurance costs 1.01% more
Cities with Similar Populations
- Faxon: Insurance costs 39.85% more
- Strain: Insurance costs 50.46% more
- Sun Valley: Insurance costs 25.27% more
- Fruitdale: Insurance costs 41.03% more
- Fox: Insurance costs 4.63% less
- Fowler: Insurance costs 35.13% more
- Forest View: Insurance costs 57.37% more
- Forest City: Insurance costs 21.15% more
- Fly Creek: Insurance costs 80.29% more
- Floyd: Insurance costs 3.62% more