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Get Cheap Car Insurance in Granville, IA
We monitor insurance prices, helping the average driver in Granville save up to 33.2% on car insurance.
The Cheapest Minimum Coverage in Granville
The chart below shows the cheapest car insurance company in Granville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by IMT Insurance, Auto-Owners Insurance, and Farm Bureau.
| Granville Insurer | Monthly Cost |
|---|---|
| State Farm | $26 |
| IMT Insurance | $27 |
| Auto-Owners Insurance | $28 |
| Farm Bureau | $29 |
Savings for Every Kind of Granville Driver
Based on our extensive insurance data, we know the average Granville driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $260 per year by choosing the right vehicle insurance company. Some Granville residents are paying out over $1,188 extra every year for auto insurance in Granville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Granville, IA Savings / Yr. |
|---|---|
$260 |
|
$361 |
|
$308 |
|
$415 |
|
$1,086 |
|
$358 |
|
$548 |
Granville Car Insurance vs. Iowa
People living in Granville pay an average of 4.87% less than the typical driver in the state. The average driver in Granville can expect to pay about $466 per year, or $1,188 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Granville for most people.
Car Insurance Prices by Granville Neighborhood
Insurance Prices
Where is insurance cheapest within Granville?
The map shows insurance prices in and around Granville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $27 per year within the city boundaries, with insurance premiums ranging from a high of $1,200 to a low of $1,173. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Granville.Pick the Best Car Insurance Company for You in Granville
The best car insurance provider for most drivers in Granville
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $260 over the average Granville car insurance company.
The best car insurance provider for Granville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $361 over the competition.
The best car insurance company for Granville drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $308 better than other car insurance companies.
The best auto insurance for Granville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $415 less each year.
The least expensive car insurance company for new and young drivers in Granville
In Granville, IMT Insurance costs young drivers $1,086 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Granville
State Farm gave the largest car insurance discounts to married couples, averaging $358 saved each year compared to an average Granville couple's premiums.
The cheapest car insurance in Granville for drivers with bad credit
The best Granville car insurance company for customer service
Recent price drops
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The cheapest large national provider in Granville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Granville driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Granville, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and young drivers.Auto Insurance Prices in and Around Granville
What Influences the Cost of Car Insurance in Granville?
On average, car insurance in Granville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Granville is 21 minutes, which is far less than average for a driver in the state.
- Iowa state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Granville are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Granville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Granville is $39 per month for minimum coverage and $99 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hospers: Insurance costs 0.84% less
- Alton: Insurance costs 0.08% more
- Carnes: Insurance costs 0.08% less
- Paullina: Insurance costs 3.03% more
- Newkirk: Insurance costs 1.35% more
- Orange City: Insurance costs 0.51% more
- Archer: Insurance costs 0.59% more
- Remsen: Insurance costs 1.09% more
- Marcus: Insurance costs 3.45% more
- Sheldon: Insurance costs 1.18% more
Cities with Similar Populations
- Yanush: Insurance costs 41.33% more
- Allerton: Insurance costs 4.12% more
- Old Mission: Insurance costs 136.95% more
- Patterson Springs: Insurance costs 5.56% more
- Parma Center: Insurance costs 72.81% more
- Pacolet Mills: Insurance costs 37.29% more
- Packwaukee: Insurance costs 3.54% less
- Otterville: Insurance costs 20.79% more
- Osco: Insurance costs 20.20% more
- Orlean: Insurance costs 1.26% more