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Get Cheap Car Insurance in Carrabelle Beach, FL
We monitor insurance prices, helping the average driver in Carrabelle Beach save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Carrabelle Beach
The chart below shows the cheapest car insurance company in Carrabelle Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Carrabelle Beach Insurer | Monthly Cost |
|---|---|
| Geico | $113 |
| State Farm | $120 |
| Gainsco | $156 |
| Bristol West | $156 |
Savings for Every Kind of Carrabelle Beach Driver
Based on our extensive insurance data, we know the average Carrabelle Beach driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $692 per year by choosing the right vehicle insurance company. Some Carrabelle Beach residents are paying out over $2,366 extra every year for auto insurance in Carrabelle Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Carrabelle Beach, FL Savings / Yr. |
|---|---|
$692 |
|
$1,016 |
|
$782 |
|
$774 |
|
$2,458 |
|
$672 |
|
$979 |
Carrabelle Beach Car Insurance vs. Florida
People living in Carrabelle Beach pay an average of 10.45% less than the typical driver in the state. The average driver in Carrabelle Beach can expect to pay about $2,160 per year, or $2,366 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Carrabelle Beach for most people.
Car Insurance Prices by Carrabelle Beach Neighborhood
Insurance Prices
Where is insurance cheapest within Carrabelle Beach?
The map shows insurance prices in and around Carrabelle Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $23 per year within the city boundaries, with insurance premiums ranging from a high of $2,389 to a low of $2,366. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the East parts of Carrabelle Beach.Pick the Best Car Insurance Company for You in Carrabelle Beach
The best car insurance provider for most drivers in Carrabelle Beach
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $692 over the average Carrabelle Beach car insurance company.
The best car insurance provider for Carrabelle Beach drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,016 over the competition.
The best car insurance company for Carrabelle Beach drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $782 better than other car insurance companies.
The best auto insurance for Carrabelle Beach drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $774 less each year.
The least expensive car insurance company for new and young drivers in Carrabelle Beach
In Carrabelle Beach, Geico costs young drivers $2,458 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Carrabelle Beach
Geico gave the largest car insurance discounts to married couples, averaging $672 saved each year compared to an average Carrabelle Beach couple's premiums.
The cheapest car insurance in Carrabelle Beach for drivers with bad credit
The best Carrabelle Beach car insurance company for customer service
Allstate was the best company for customer service in Carrabelle Beach according to the NAIC.
Recent price drops
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The cheapest large national provider in Carrabelle Beach
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Carrabelle Beach driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Carrabelle Beach, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Carrabelle Beach
What Influences the Cost of Car Insurance in Carrabelle Beach?
On average, car insurance in Carrabelle Beach is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Carrabelle Beach is 28 minutes, which is far less than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Carrabelle Beach are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Carrabelle Beach is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Carrabelle Beach is $180 per month for minimum coverage and $197 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Carrabelle: Insurance costs 0.34% more
- Lanark Village: Insurance costs 0.55% less
- Eastpoint: Insurance costs 2.28% less
- Apalachicola: Insurance costs 0.13% more
- Bay City: Insurance costs 3.30% less
- Panacea: Insurance costs 0.21% less
- White City: Insurance costs 2.96% less
- Ward Ridge: Insurance costs 4.31% less
- Port St. Joe: Insurance costs 0.21% more
- Highland View: Insurance costs 4.69% less
Cities with Similar Populations
- Vining: Insurance costs 47.80% less
- Van Horn: Insurance costs 42.14% less
- Vanceville: Insurance costs 42.10% less
- Reiffsburg: Insurance costs 52.11% less
- Reo: Insurance costs 50.76% less
- Henderson: Insurance costs 46.58% less
- Rice Lake: Insurance costs 30.47% less
- Verdella: Insurance costs 25.32% less
- Hazard: Insurance costs 39.86% less
- Hawk Springs: Insurance costs 33.90% less