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Get Cheap Car Insurance in Highland View, FL

We monitor insurance prices, helping the average driver in Highland View save up to 34.6% on car insurance.

 

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The Cheapest Minimum Coverage in Highland View

The chart below shows the cheapest car insurance company in Highland View for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.

 
Highland View Insurer Monthly Cost
Geico $108
State Farm $114
Gainsco $149
Bristol West $149

Savings for Every Kind of Highland View Driver

The table shows how much the average auto insurance customer in Highland View might save by following our recommendations.

Based on our extensive insurance data, we know the average Highland View driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $660 per year by choosing the right vehicle insurance company. Some Highland View residents are paying out over $2,255 extra every year for auto insurance in Highland View. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Highland View Car Insurance vs. Florida

People living in Highland View pay an average of 14.63% less than the typical driver in the state. The average driver in Highland View can expect to pay about $2,059 per year, or $2,255 for full coverage.

Based on our analysis, Geico will be the cheapest provider in Highland View for most people.

Car Insurance Prices by Highland View Neighborhood

Highland View, FL map of insurance costs by zip code and neighborhood

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Where is insurance cheapest within Highland View?

The map shows insurance prices in and around Highland View, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $272 per year within the city boundaries, with insurance premiums ranging from a high of $2,476 to a low of $2,204. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Highland View.

Pick the Best Car Insurance Company for You in Highland View

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Highland View insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Highland View

For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $660 over the average Highland View car insurance company.

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We use the average good driver, paying $133 per month, as our baseline for pricing in Highland View. State Farm, Geico, and Travelers are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Highland View drivers with accidents on their records

In Highland View getting into an accident will raise premiums an average 28% for a yearly cost of $3,131. That's $876 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Geico, and Travelers are good choices for drivers with accidents.

In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $969 over the competition.

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The best car insurance company for Highland View drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $745 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Highland View, tickets raise premiums on new quotes about $628. If you have a speeding ticket, we recommend State Farm, Geico, and Gainsco for savings that beat the average insurance cost of $2,884 per year.

The best auto insurance for Highland View drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,078 per year in auto insurance premiums, which was $823 more than a driver with no major issues. State Farm, Geico, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Geico may cost the average person with a DUI about $738 less each year.

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The least expensive car insurance company for new and young drivers in Highland View

In Highland View, Geico costs young drivers $2,343 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 67% more for insurance than more mature drivers in Highland View. With an average cost of $6,768 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Travelers try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Highland View

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $159. State Farm, Geico, and Progressive provided the largest discounts to couples living in Highland View.

Geico gave the largest car insurance discounts to married couples, averaging $640 saved each year compared to an average Highland View couple's premiums.

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The cheapest car insurance in Highland View for drivers with bad credit

People with poor credit saved an average of $933 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,078 every year. Premiums for people with poor credit were about $3,334 in Highland View. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Geico, and Gainsco.

The best Highland View car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Highland View, the National Association of Insurance Commissioners (NAIC) ranks Allstate as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Highland View.

Allstate was the best company for customer service in Highland View according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Highland View, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Highland View. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Highland View

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 18% of Highland View residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Highland View driver can expect to pay about $156 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Highland View, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.
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Auto Insurance Prices in and Around Highland View

What Influences the Cost of Car Insurance in Highland View?

On average, car insurance in Highland View is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Highland View is 30 minutes, which is a little less than average for a driver in the state.
  • Florida state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Highland View are among the highest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
  • Highland View has an average population density in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Highland View is $172 per month for minimum coverage and $188 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

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* Who is the average Highland View driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Highland View with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.