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Get Cheap Car Insurance in Jefferson Island, LA
We monitor insurance prices, helping the average driver in Jefferson Island save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Jefferson Island
The chart below shows the cheapest car insurance company in Jefferson Island for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Jefferson Island Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $107 |
| State Farm | $126 |
| Safeco Insurance | $127 |
| Clearcover | $140 |
Savings for Every Kind of Jefferson Island Driver
Based on our extensive insurance data, we know the average Jefferson Island driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $816 per year by choosing the right vehicle insurance company. Some Jefferson Island residents are paying out over $2,934 extra every year for auto insurance in Jefferson Island. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Jefferson Island, LA Savings / Yr. |
|---|---|
$816 |
|
$1,431 |
|
$1,018 |
|
$1,536 |
|
$2,437 |
|
$757 |
|
$1,301 |
Jefferson Island Car Insurance vs. Louisiana
People living in Jefferson Island pay an average of 2.63% less than the typical driver in the state. The average driver in Jefferson Island can expect to pay about $1,856 per year, or $2,934 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Jefferson Island for most people.
Car Insurance Prices by Jefferson Island Neighborhood
Insurance Prices
Where is insurance cheapest within Jefferson Island?
The map shows insurance prices in and around Jefferson Island, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $41 per year within the city boundaries, with insurance premiums ranging from a high of $2,962 to a low of $2,921. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Jefferson Island.Pick the Best Car Insurance Company for You in Jefferson Island
The best car insurance provider for most drivers in Jefferson Island
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $816 over the average Jefferson Island car insurance company.
The best car insurance provider for Jefferson Island drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,431 over the competition.
The best car insurance company for Jefferson Island drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,018 better than other car insurance companies.
The best auto insurance for Jefferson Island drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,536 less each year.
The least expensive car insurance company for new and young drivers in Jefferson Island
In Jefferson Island, Farm Bureau costs young drivers $2,437 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Jefferson Island
Farm Bureau gave the largest car insurance discounts to married couples, averaging $757 saved each year compared to an average Jefferson Island couple's premiums.
The cheapest car insurance in Jefferson Island for drivers with bad credit
The best Jefferson Island car insurance company for customer service
Nationwide was the best company for customer service in Jefferson Island according to the NAIC.
Recent price drops
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The cheapest large national provider in Jefferson Island
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Jefferson Island driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Jefferson Island, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Jefferson Island
What Influences the Cost of Car Insurance in Jefferson Island?
On average, car insurance in Jefferson Island is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Jefferson Island is 31 minutes, which is a little less than average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Jefferson Island are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Jefferson Island is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Jefferson Island is $155 per month for minimum coverage and $244 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Delcambre: Insurance costs 0.99% more
- Lozes: Insurance costs 8.21% more
- Erath: Insurance costs 1.67% more
- Avery Island: Insurance costs 1.02% more
- Cade: Insurance costs 5.59% more
- New Iberia: Insurance costs 7.81% more
- Youngsville: Insurance costs 5.86% more
- Henry: Insurance costs 3.75% more
- Abbeville: Insurance costs 6.65% more
- Milton: Insurance costs 3.00% more
Cities with Similar Populations
- Weikert: Insurance costs 56.71% less
- Cornwallis: Insurance costs 48.02% less
- Costa: Insurance costs 45.50% less
- Coveville: Insurance costs 50.00% less
- Zag: Insurance costs 24.54% less
- Cowcreek: Insurance costs 22.80% less
- Yukon: Insurance costs 38.58% less
- Youngers Store: Insurance costs 58.52% less
- Crittenden: Insurance costs 22.53% less
- Westwood: Insurance costs 56.68% less