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Get Cheap Car Insurance in Lozes, LA
We monitor insurance prices, helping the average driver in Lozes save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Lozes
The chart below shows the cheapest car insurance company in Lozes for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Lozes Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $115 |
| State Farm | $136 |
| Safeco Insurance | $137 |
| Clearcover | $152 |
Savings for Every Kind of Lozes Driver
Based on our extensive insurance data, we know the average Lozes driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $883 per year by choosing the right vehicle insurance company. Some Lozes residents are paying out over $3,175 extra every year for auto insurance in Lozes. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lozes, LA Savings / Yr. |
|---|---|
$883 |
|
$1,549 |
|
$1,102 |
|
$1,663 |
|
$2,638 |
|
$819 |
|
$1,408 |
Lozes Car Insurance vs. Louisiana
People living in Lozes pay an average of 5.39% more than the typical driver in the state. The average driver in Lozes can expect to pay about $2,009 per year, or $3,175 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Lozes for most people.
Car Insurance Prices by Lozes Neighborhood
Insurance Prices
Where is insurance cheapest within Lozes?
The map shows insurance prices in and around Lozes, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $270 per year within the city boundaries, with insurance premiums ranging from a high of $3,320 to a low of $3,050. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the West parts of Lozes.Pick the Best Car Insurance Company for You in Lozes
The best car insurance provider for most drivers in Lozes
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $883 over the average Lozes car insurance company.
The best car insurance provider for Lozes drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,549 over the competition.
The best car insurance company for Lozes drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,102 better than other car insurance companies.
The best auto insurance for Lozes drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,663 less each year.
The least expensive car insurance company for new and young drivers in Lozes
In Lozes, Farm Bureau costs young drivers $2,638 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lozes
Farm Bureau gave the largest car insurance discounts to married couples, averaging $819 saved each year compared to an average Lozes couple's premiums.
The cheapest car insurance in Lozes for drivers with bad credit
The best Lozes car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lozes
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Lozes driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lozes, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Lozes
What Influences the Cost of Car Insurance in Lozes?
On average, car insurance in Lozes is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lozes is 34 minutes, which is about the national average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lozes are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Lozes is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lozes is $167 per month for minimum coverage and $265 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cade: Insurance costs 2.43% less
- Jefferson Island: Insurance costs 7.59% less
- Youngsville: Insurance costs 2.17% less
- Broussard: Insurance costs 3.65% less
- Delcambre: Insurance costs 6.68% less
- Erath: Insurance costs 6.05% less
- New Iberia: Insurance costs 0.38% less
- Milton: Insurance costs 4.82% less
- Levert: Insurance costs 4.19% less
- Avery Island: Insurance costs 6.65% less
Cities with Similar Populations
- Alexander: Insurance costs 32.69% less
- Woodmere: Insurance costs 63.12% less
- Wilmar: Insurance costs 46.71% less
- Willsboro: Insurance costs 35.12% less
- Wellston: Insurance costs 25.70% less
- Warm Springs: Insurance costs 45.61% less
- Vernal: Insurance costs 47.81% less
- Troy: Insurance costs 63.97% less
- Cornersville: Insurance costs 57.83% less
- Conway Springs: Insurance costs 51.37% less