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Get Cheap Car Insurance in Carrollton, MI
We monitor insurance prices, helping the average driver in Carrollton save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Carrollton
The chart below shows the cheapest car insurance company in Carrollton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Carrollton Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $111 |
| Progressive | $127 |
| State Farm | $128 |
| Safeco Insurance | $135 |
Savings for Every Kind of Carrollton Driver
Based on our extensive insurance data, we know the average Carrollton driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,208 per year by choosing the right vehicle insurance company. Some Carrollton residents are paying out over $3,005 extra every year for auto insurance in Carrollton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Carrollton, MI Savings / Yr. |
|---|---|
$1,208 |
|
$1,972 |
|
$1,745 |
|
$2,652 |
|
$3,129 |
|
$0 |
|
$0 |
Carrollton Car Insurance vs. Michigan
People living in Carrollton pay an average of 3.67% more than the typical driver in the state. The average driver in Carrollton can expect to pay about $2,283 per year, or $3,005 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Carrollton for most people.
Car Insurance Prices by Carrollton Neighborhood
Insurance Prices
Where is insurance cheapest within Carrollton?
The map shows insurance prices in and around Carrollton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $227 per year within the city boundaries, with insurance premiums ranging from a high of $3,020 to a low of $2,793. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the South parts of Carrollton.Pick the Best Car Insurance Company for You in Carrollton
The best car insurance provider for most drivers in Carrollton
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,208 over the average Carrollton car insurance company.
The best car insurance provider for Carrollton drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,972 over the competition.
The best car insurance company for Carrollton drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,745 better than other car insurance companies.
The best auto insurance for Carrollton drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,652 less each year.
The least expensive car insurance company for new and young drivers in Carrollton
In Carrollton, Geico costs young drivers $3,129 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Carrollton
The cheapest car insurance in Carrollton for drivers with bad credit
The best Carrollton car insurance company for customer service
Nationwide was the best company for customer service in Carrollton according to the NAIC.
Recent price drops
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The cheapest large national provider in Carrollton
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Carrollton driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Carrollton, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Carrollton
What Influences the Cost of Car Insurance in Carrollton?
On average, car insurance in Carrollton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Carrollton is 32 minutes, which is about the national average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Carrollton is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Carrollton is $190 per month for minimum coverage and $250 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Zilwaukee: Insurance costs 7.22% less
- Saginaw: Insurance costs 0.03% more
- Buena Vista: Insurance costs 15.37% more
- Indiantown: Insurance costs 4.43% less
- University Center: Insurance costs 10.45% less
- Bridgeport: Insurance costs 4.83% less
- Munger: Insurance costs 8.25% less
- Bay City: Insurance costs 5.66% less
- Fosters: Insurance costs 7.52% less
- Gera: Insurance costs 10.38% less
Cities with Similar Populations
- Hogue: Insurance costs 29.55% less
- Imperial: Insurance costs 42.00% less
- Imlay: Insurance costs 33.74% less
- Ihlen: Insurance costs 48.59% less
- Idington: Insurance costs 45.72% less
- Hyak: Insurance costs 55.64% less
- Hughes: Insurance costs 6.36% less
- South Warsaw: Insurance costs 28.85% less
- Horsegall: Insurance costs 43.63% less
- Honey Creek: Insurance costs 53.81% less