Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in South Warsaw, NY
We monitor insurance prices, helping the average driver in South Warsaw save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in South Warsaw
The chart below shows the cheapest car insurance company in South Warsaw for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| South Warsaw Insurer | Monthly Cost |
|---|---|
| Kemper | $79 |
| Plymouth Rock Assurance | $105 |
| Safeco Insurance | $113 |
| Geico | $117 |
Savings for Every Kind of South Warsaw Driver
Based on our extensive insurance data, we know the average South Warsaw driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $637 per year by choosing the right vehicle insurance company. Some South Warsaw residents are paying out over $2,138 extra every year for auto insurance in South Warsaw. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Warsaw, NY Savings / Yr. |
|---|---|
$637 |
|
$406 |
|
$812 |
|
$822 |
|
$2,013 |
|
$674 |
|
$1,073 |
South Warsaw Car Insurance vs. New York
People living in South Warsaw pay an average of 11.84% less than the typical driver in the state. The average driver in South Warsaw can expect to pay about $1,551 per year, or $2,138 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in South Warsaw for most people.
Car Insurance Prices by South Warsaw Neighborhood
Insurance Prices
Where is insurance cheapest within South Warsaw?
The map shows insurance prices in and around South Warsaw, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $469 per year within the city boundaries, with insurance premiums ranging from a high of $2,510 to a low of $2,041. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of South Warsaw.Pick the Best Car Insurance Company for You in South Warsaw
The best car insurance provider for most drivers in South Warsaw
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $637 over the average South Warsaw car insurance company.
The best car insurance provider for South Warsaw drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $406 over the competition.
The best car insurance company for South Warsaw drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $812 better than other car insurance companies.
The best auto insurance for South Warsaw drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $822 less each year.
The least expensive car insurance company for new and young drivers in South Warsaw
In South Warsaw, Progressive costs young drivers $2,013 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Warsaw
Progressive gave the largest car insurance discounts to married couples, averaging $674 saved each year compared to an average South Warsaw couple's premiums.
The cheapest car insurance in South Warsaw for drivers with bad credit
The best South Warsaw car insurance company for customer service
Nationwide was the best company for customer service in South Warsaw according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in South Warsaw, which was better than other insurers.
The cheapest large national provider in South Warsaw
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Warsaw driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Warsaw, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around South Warsaw
What Influences the Cost of Car Insurance in South Warsaw?
On average, car insurance in South Warsaw is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Warsaw is 20 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Warsaw are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- South Warsaw is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Warsaw is $129 per month for minimum coverage and $178 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Warsaw: Insurance costs 2.81% more
- West Perry: Insurance costs 1.40% less
- North Gainesville: Insurance costs 3.13% more
- Silver Springs: Insurance costs 1.08% more
- Perry Center: Insurance costs 0.05% more
- Wethersfield Springs: Insurance costs 0.14% less
- Perry: Insurance costs 0.94% less
- Silver Lake: Insurance costs 3.18% less
- Castile: Insurance costs 1.54% less
- Wyoming: Insurance costs 2.20% less
Cities with Similar Populations
- Rapson: Insurance costs 32.32% more
- Murdock: Insurance costs 49.86% less
- Neilton: Insurance costs 38.17% less
- New Baltimore: Insurance costs 35.41% less
- New Branch: Insurance costs 25.44% less
- New Grand Chain: Insurance costs 30.64% less
- New Willard: Insurance costs 25.30% less
- Newtok: Insurance costs 36.34% less
- Nitrate City: Insurance costs 27.36% less
- Princeton: Insurance costs 34.47% less