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Get Cheap Car Insurance in Silver Springs, NY
We monitor insurance prices, helping the average driver in Silver Springs save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Silver Springs
The chart below shows the cheapest car insurance company in Silver Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Silver Springs Insurer | Monthly Cost |
|---|---|
| Kemper | $80 |
| Plymouth Rock Assurance | $106 |
| Safeco Insurance | $114 |
| Geico | $119 |
Savings for Every Kind of Silver Springs Driver
Based on our extensive insurance data, we know the average Silver Springs driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $644 per year by choosing the right vehicle insurance company. Some Silver Springs residents are paying out over $2,161 extra every year for auto insurance in Silver Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Silver Springs, NY Savings / Yr. |
|---|---|
$644 |
|
$411 |
|
$821 |
|
$831 |
|
$2,034 |
|
$681 |
|
$1,084 |
Silver Springs Car Insurance vs. New York
People living in Silver Springs pay an average of 10.89% less than the typical driver in the state. The average driver in Silver Springs can expect to pay about $1,567 per year, or $2,161 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Silver Springs for most people.
Car Insurance Prices by Silver Springs Neighborhood
Insurance Prices
Where is insurance cheapest within Silver Springs?
The map shows insurance prices in and around Silver Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $164 per year within the city boundaries, with insurance premiums ranging from a high of $2,205 to a low of $2,041. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Silver Springs.Pick the Best Car Insurance Company for You in Silver Springs
The best car insurance provider for most drivers in Silver Springs
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $644 over the average Silver Springs car insurance company.
The best car insurance provider for Silver Springs drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $411 over the competition.
The best car insurance company for Silver Springs drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $821 better than other car insurance companies.
The best auto insurance for Silver Springs drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $831 less each year.
The least expensive car insurance company for new and young drivers in Silver Springs
In Silver Springs, Progressive costs young drivers $2,034 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Silver Springs
Progressive gave the largest car insurance discounts to married couples, averaging $681 saved each year compared to an average Silver Springs couple's premiums.
The cheapest car insurance in Silver Springs for drivers with bad credit
The best Silver Springs car insurance company for customer service
Nationwide was the best company for customer service in Silver Springs according to the NAIC.
Recent price drops
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The cheapest large national provider in Silver Springs
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Silver Springs driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Silver Springs, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Silver Springs
What Influences the Cost of Car Insurance in Silver Springs?
On average, car insurance in Silver Springs is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Silver Springs is 27 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Silver Springs are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Silver Springs is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Silver Springs is $131 per month for minimum coverage and $180 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Gainesville: Insurance costs 2.04% more
- Castile: Insurance costs 2.59% less
- South Warsaw: Insurance costs 1.06% less
- West Perry: Insurance costs 2.45% less
- Gainesville: Insurance costs 1.67% less
- Silver Lake: Insurance costs 4.21% less
- Warsaw: Insurance costs 1.71% more
- Lamont: Insurance costs 2.27% less
- Hardys: Insurance costs 2.08% less
- Perry: Insurance costs 1.99% less
Cities with Similar Populations
- Brailey: Insurance costs 49.42% less
- Tyrone: Insurance costs 38.08% less
- Cairo: Insurance costs 36.28% less
- Bushland: Insurance costs 12.59% less
- Brooksville: Insurance costs 19.76% less
- Bremen: Insurance costs 0.42% less
- Blum: Insurance costs 25.68% less
- Bird Island: Insurance costs 28.32% less
- Bellefonte: Insurance costs 25.64% less
- Beaver: Insurance costs 20.04% less