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Get Cheap Car Insurance in Cedar Grove, NM
We monitor insurance prices, helping the average driver in Cedar Grove save up to 31.4% on car insurance.
The Cheapest Minimum Coverage in Cedar Grove
The chart below shows the cheapest car insurance company in Cedar Grove for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Gainsco, and Geico.
| Cedar Grove Insurer | Monthly Cost |
|---|---|
| State Farm | $46 |
| Farm Bureau | $55 |
| Gainsco | $59 |
| Geico | $62 |
Savings for Every Kind of Cedar Grove Driver
Based on our extensive insurance data, we know the average Cedar Grove driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $337 per year by choosing the right vehicle insurance company. Some Cedar Grove residents are paying out over $1,511 extra every year for auto insurance in Cedar Grove. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cedar Grove, NM Savings / Yr. |
|---|---|
$337 |
|
$765 |
|
$579 |
|
$665 |
|
$1,465 |
|
$418 |
|
$416 |
Cedar Grove Car Insurance vs. New Mexico
People living in Cedar Grove pay an average of 0.63% more than the typical driver in the state. The average driver in Cedar Grove can expect to pay about $781 per year, or $1,511 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Cedar Grove for most people.
Car Insurance Prices by Cedar Grove Neighborhood
Insurance Prices
Where is insurance cheapest within Cedar Grove?
The map shows insurance prices in and around Cedar Grove, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $18 per year within the city boundaries, with insurance premiums ranging from a high of $1,523 to a low of $1,505. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Cedar Grove.Pick the Best Car Insurance Company for You in Cedar Grove
The best car insurance provider for most drivers in Cedar Grove
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $337 over the average Cedar Grove car insurance company.
The best car insurance provider for Cedar Grove drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $765 over the competition.
The best car insurance company for Cedar Grove drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $579 better than other car insurance companies.
The best auto insurance for Cedar Grove drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $665 less each year.
The least expensive car insurance company for new and young drivers in Cedar Grove
In Cedar Grove, State Farm costs young drivers $1,465 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cedar Grove
State Farm gave the largest car insurance discounts to married couples, averaging $418 saved each year compared to an average Cedar Grove couple's premiums.
The cheapest car insurance in Cedar Grove for drivers with bad credit
The best Cedar Grove car insurance company for customer service
Nationwide was the best company for customer service in Cedar Grove according to the NAIC.
Recent price drops
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The cheapest large national provider in Cedar Grove
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Cedar Grove driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cedar Grove, USAA has the best prices for young drivers, drivers with accidents, good drivers, married couples, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Cedar Grove
What Influences the Cost of Car Insurance in Cedar Grove?
On average, car insurance in Cedar Grove is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Cedar Grove is 51 minutes, which is far more than average for a driver in the state.
- New Mexico state insurance regulations may allow for lower prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cedar Grove are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Cedar Grove is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cedar Grove is $65 per month for minimum coverage and $126 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Edgewood: Insurance costs 1.99% more
- Sandia Park: Insurance costs 1.32% more
- Stanley: Insurance costs 0.73% more
- Cedar Crest: Insurance costs 1.13% more
- Tijeras: Insurance costs 1.52% more
- Zamora: Insurance costs 0.60% less
- White Lakes: Insurance costs 0.79% more
- Clines Corners: Insurance costs 0.13% less
- Kirtland Afb: Insurance costs 15.75% more
- Albuquerque: Insurance costs 8.74% more
Cities with Similar Populations
- Elliston: Insurance costs 3.51% more
- Macdoel: Insurance costs 15.88% more
- Fagan: Insurance costs 47.39% more
- Exline: Insurance costs 18.93% less
- Ethel: Insurance costs 6.68% more
- Ephraim: Insurance costs 32.23% less
- Epes: Insurance costs 6.15% more
- Enterprise: Insurance costs 103.64% more
- Elmer: Insurance costs 90.47% more
- Shidler: Insurance costs 13.83% more