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Get Cheap Car Insurance in Cedar Springs, VA
We monitor insurance prices, helping the average driver in Cedar Springs save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Cedar Springs
The chart below shows the cheapest car insurance company in Cedar Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Cedar Springs Insurer | Monthly Cost |
|---|---|
| Metromile | $42 |
| Geico | $48 |
| Farm Bureau | $50 |
| Safeco Insurance | $53 |
Savings for Every Kind of Cedar Springs Driver
Based on our extensive insurance data, we know the average Cedar Springs driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $441 per year by choosing the right vehicle insurance company. Some Cedar Springs residents are paying out over $1,169 extra every year for auto insurance in Cedar Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cedar Springs, VA Savings / Yr. |
|---|---|
$441 |
|
$752 |
|
$644 |
|
$629 |
|
$1,030 |
|
$236 |
|
$424 |
Cedar Springs Car Insurance vs. Virginia
People living in Cedar Springs pay an average of 3.78% less than the typical driver in the state. The average driver in Cedar Springs can expect to pay about $809 per year, or $1,169 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Cedar Springs for most people.
Car Insurance Prices by Cedar Springs Neighborhood
Insurance Prices
Where is insurance cheapest within Cedar Springs?
The map shows insurance prices in and around Cedar Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $24 per year within the city boundaries, with insurance premiums ranging from a high of $1,182 to a low of $1,158. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Cedar Springs.Pick the Best Car Insurance Company for You in Cedar Springs
The best car insurance provider for most drivers in Cedar Springs
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $441 over the average Cedar Springs car insurance company.
The best car insurance provider for Cedar Springs drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $752 over the competition.
The best car insurance company for Cedar Springs drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $644 better than other car insurance companies.
The best auto insurance for Cedar Springs drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $629 less each year.
The least expensive car insurance company for new and young drivers in Cedar Springs
In Cedar Springs, Erie Insurance costs young drivers $1,030 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cedar Springs
Farm Bureau gave the largest car insurance discounts to married couples, averaging $236 saved each year compared to an average Cedar Springs couple's premiums.
The cheapest car insurance in Cedar Springs for drivers with bad credit
The best Cedar Springs car insurance company for customer service
Nationwide was the best company for customer service in Cedar Springs according to the NAIC.
Recent price drops
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The cheapest large national provider in Cedar Springs
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Cedar Springs driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cedar Springs, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Cedar Springs
What Influences the Cost of Car Insurance in Cedar Springs?
On average, car insurance in Cedar Springs is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Cedar Springs is 27 minutes, which is far less than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cedar Springs are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Cedar Springs is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Cedar Springs is $67 per month for minimum coverage and $97 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rural Retreat: Insurance costs the same
- Turkey Fork: Insurance costs 0.94% less
- Sugar Grove: Insurance costs 0.94% more
- Speedwell: Insurance costs 1.63% less
- Staley Crossroads: Insurance costs 1.54% more
- Groseclose: Insurance costs 0.68% more
- Crockett: Insurance costs 0.86% less
- Atkins: Insurance costs 0.86% more
- Attoway: Insurance costs 0.86% more
- Elk Creek: Insurance costs 0.26% less
Cities with Similar Populations
- Jefferson: Insurance costs 32.16% more
- Plato: Insurance costs 0.34% more
- Plainview: Insurance costs 163.13% more
- Pipestem: Insurance costs 26.86% more
- Latonia: Insurance costs 43.63% more
- Lamar: Insurance costs 46.62% more
- Kelly: Insurance costs 44.05% more
- Jordan: Insurance costs 4.11% more
- Jerusalem: Insurance costs 43.20% more
- Pleasantville: Insurance costs 16.25% more