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Get Cheap Car Insurance in Speedwell, VA
We monitor insurance prices, helping the average driver in Speedwell save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Speedwell
The chart below shows the cheapest car insurance company in Speedwell for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Speedwell Insurer | Monthly Cost |
|---|---|
| Metromile | $41 |
| Geico | $47 |
| Farm Bureau | $49 |
| Safeco Insurance | $52 |
Savings for Every Kind of Speedwell Driver
Based on our extensive insurance data, we know the average Speedwell driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $433 per year by choosing the right vehicle insurance company. Some Speedwell residents are paying out over $1,150 extra every year for auto insurance in Speedwell. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Speedwell, VA Savings / Yr. |
|---|---|
$433 |
|
$740 |
|
$633 |
|
$619 |
|
$1,013 |
|
$232 |
|
$417 |
Speedwell Car Insurance vs. Virginia
People living in Speedwell pay an average of 5.36% less than the typical driver in the state. The average driver in Speedwell can expect to pay about $796 per year, or $1,150 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Speedwell for most people.
Car Insurance Prices by Speedwell Neighborhood
Insurance Prices
Where is insurance cheapest within Speedwell?
The map shows insurance prices in and around Speedwell, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $15 per year within the city boundaries, with insurance premiums ranging from a high of $1,158 to a low of $1,143. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Speedwell.Pick the Best Car Insurance Company for You in Speedwell
The best car insurance provider for most drivers in Speedwell
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $433 over the average Speedwell car insurance company.
The best car insurance provider for Speedwell drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $740 over the competition.
The best car insurance company for Speedwell drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $633 better than other car insurance companies.
The best auto insurance for Speedwell drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $619 less each year.
The least expensive car insurance company for new and young drivers in Speedwell
In Speedwell, Erie Insurance costs young drivers $1,013 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Speedwell
Farm Bureau gave the largest car insurance discounts to married couples, averaging $232 saved each year compared to an average Speedwell couple's premiums.
The cheapest car insurance in Speedwell for drivers with bad credit
The best Speedwell car insurance company for customer service
Recent price drops
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The cheapest large national provider in Speedwell
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Speedwell driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Speedwell, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Speedwell
What Influences the Cost of Car Insurance in Speedwell?
On average, car insurance in Speedwell is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Speedwell is 27 minutes, which is far less than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Speedwell are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Speedwell has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Speedwell is $66 per month for minimum coverage and $96 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Turkey Fork: Insurance costs 0.70% more
- Cripple Creek: Insurance costs 2.26% more
- Crockett: Insurance costs 0.78% more
- Elk Creek: Insurance costs 1.39% more
- Spring Valley: Insurance costs 2.78% more
- Cedar Springs: Insurance costs 1.65% more
- Huddle: Insurance costs 3.04% more
- Lower Elk Creek: Insurance costs 3.30% more
- Staley Crossroads: Insurance costs 3.22% more
- Rural Retreat: Insurance costs 1.65% more
Cities with Similar Populations
- Matthews: Insurance costs 53.91% more
- Schulter: Insurance costs 48.43% more
- Saylors Crossroads: Insurance costs 41.57% more
- Satsop: Insurance costs 17.57% more
- Menifee: Insurance costs 47.57% more
- Meeteetse: Insurance costs 34.26% more
- Mccurtain: Insurance costs 48.61% more
- McCray: Insurance costs 6.00% more
- McCall Creek: Insurance costs 48.35% more
- Mazie: Insurance costs 46.87% more