Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Cedarhurst, NY
We monitor insurance prices, helping the average driver in Cedarhurst save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Cedarhurst
The chart below shows the cheapest car insurance company in Cedarhurst for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Cedarhurst Insurer | Monthly Cost |
|---|---|
| Kemper | $106 |
| Plymouth Rock Assurance | $141 |
| Safeco Insurance | $152 |
| Geico | $158 |
Savings for Every Kind of Cedarhurst Driver
Based on our extensive insurance data, we know the average Cedarhurst driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $858 per year by choosing the right vehicle insurance company. Some Cedarhurst residents are paying out over $2,879 extra every year for auto insurance in Cedarhurst. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cedarhurst, NY Savings / Yr. |
|---|---|
$858 |
|
$547 |
|
$1,094 |
|
$1,107 |
|
$2,711 |
|
$907 |
|
$1,445 |
Cedarhurst Car Insurance vs. New York
People living in Cedarhurst pay an average of 18.74% more than the typical driver in the state. The average driver in Cedarhurst can expect to pay about $2,089 per year, or $2,879 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Cedarhurst for most people.
Car Insurance Prices by Cedarhurst Neighborhood
Insurance Prices
Where is insurance cheapest within Cedarhurst?
The map shows insurance prices in and around Cedarhurst, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $158 per year within the city boundaries, with insurance premiums ranging from a high of $2,962 to a low of $2,804. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Cedarhurst.Pick the Best Car Insurance Company for You in Cedarhurst
The best car insurance provider for most drivers in Cedarhurst
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $858 over the average Cedarhurst car insurance company.
The best car insurance provider for Cedarhurst drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $547 over the competition.
The best car insurance company for Cedarhurst drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,094 better than other car insurance companies.
The best auto insurance for Cedarhurst drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,107 less each year.
The least expensive car insurance company for new and young drivers in Cedarhurst
In Cedarhurst, Progressive costs young drivers $2,711 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cedarhurst
Progressive gave the largest car insurance discounts to married couples, averaging $907 saved each year compared to an average Cedarhurst couple's premiums.
The cheapest car insurance in Cedarhurst for drivers with bad credit
The best Cedarhurst car insurance company for customer service
Nationwide was the best company for customer service in Cedarhurst according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Cedarhurst, which was better than other insurers.
The cheapest large national provider in Cedarhurst
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Cedarhurst driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cedarhurst, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Cedarhurst
What Influences the Cost of Car Insurance in Cedarhurst?
On average, car insurance in Cedarhurst is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Cedarhurst is 47 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cedarhurst are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Cedarhurst is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cedarhurst is $174 per month for minimum coverage and $240 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lawrence: Insurance costs 0.42% more
- Woodmere: Insurance costs 1.95% more
- Woodsburgh: Insurance costs 2.64% more
- Inwood: Insurance costs 13.23% more
- Hewlett Neck: Insurance costs 1.53% less
- Hewlett Bay Park: Insurance costs 2.74% less
- Hewlett: Insurance costs 0.63% more
- Hewlett Harbor: Insurance costs 2.74% more
- Atlantic Beach: Insurance costs 0.80% less
- Valley Stream: Insurance costs 10.91% more
Cities with Similar Populations
- Berlin: Insurance costs 57.66% less
- York: Insurance costs 52.14% less
- Big Stone Gap: Insurance costs 56.65% less
- Wyoming: Insurance costs 41.61% less
- Alexandria: Insurance costs 58.60% less
- Old Forge: Insurance costs 52.38% less
- North Madison: Insurance costs 61.10% less
- Oakville: Insurance costs 30.46% less
- Oakland: Insurance costs 4.38% more
- Oakland: Insurance costs 37.69% less