Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Woodmere, NY
We monitor insurance prices, helping the average driver in Woodmere save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Woodmere
The chart below shows the cheapest car insurance company in Woodmere for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Woodmere Insurer | Monthly Cost |
|---|---|
| Kemper | $108 |
| Plymouth Rock Assurance | $144 |
| Safeco Insurance | $155 |
| Geico | $161 |
Savings for Every Kind of Woodmere Driver
Based on our extensive insurance data, we know the average Woodmere driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $875 per year by choosing the right vehicle insurance company. Some Woodmere residents are paying out over $2,935 extra every year for auto insurance in Woodmere. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Woodmere, NY Savings / Yr. |
|---|---|
$875 |
|
$558 |
|
$1,115 |
|
$1,128 |
|
$2,763 |
|
$925 |
|
$1,473 |
Woodmere Car Insurance vs. New York
People living in Woodmere pay an average of 21.02% more than the typical driver in the state. The average driver in Woodmere can expect to pay about $2,129 per year, or $2,935 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Woodmere for most people.
Car Insurance Prices by Woodmere Neighborhood
Insurance Prices
Where is insurance cheapest within Woodmere?
The map shows insurance prices in and around Woodmere, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $319 per year within the city boundaries, with insurance premiums ranging from a high of $3,123 to a low of $2,804. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Woodmere.Pick the Best Car Insurance Company for You in Woodmere
The best car insurance provider for most drivers in Woodmere
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $875 over the average Woodmere car insurance company.
The best car insurance provider for Woodmere drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $558 over the competition.
The best car insurance company for Woodmere drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,115 better than other car insurance companies.
The best auto insurance for Woodmere drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,128 less each year.
The least expensive car insurance company for new and young drivers in Woodmere
In Woodmere, Progressive costs young drivers $2,763 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Woodmere
Progressive gave the largest car insurance discounts to married couples, averaging $925 saved each year compared to an average Woodmere couple's premiums.
The cheapest car insurance in Woodmere for drivers with bad credit
The best Woodmere car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Woodmere, which was better than other insurers.
The cheapest large national provider in Woodmere
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Woodmere driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Woodmere, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Woodmere
What Influences the Cost of Car Insurance in Woodmere?
On average, car insurance in Woodmere is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Woodmere is 49 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Woodmere are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Woodmere is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Woodmere is $177 per month for minimum coverage and $245 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Woodsburgh: Insurance costs 0.68% more
- Cedarhurst: Insurance costs 1.91% less
- Hewlett: Insurance costs 1.29% less
- Hewlett Bay Park: Insurance costs 4.60% less
- Hewlett Neck: Insurance costs 3.41% less
- Lawrence: Insurance costs 1.50% less
- Hewlett Harbor: Insurance costs 0.78% more
- Valley Stream: Insurance costs 8.79% more
- Inwood: Insurance costs 11.07% more
- East Rockaway: Insurance costs 5.38% less
Cities with Similar Populations
- Kodiak: Insurance costs 52.91% less
- Ridgefield: Insurance costs 23.54% less
- Lexington: Insurance costs 49.91% less
- Leicester: Insurance costs 58.71% less
- Lecanto: Insurance costs 19.86% less
- Laurel: Insurance costs 45.28% less
- Latonia: Insurance costs 27.97% less
- Lake Grove: Insurance costs 9.13% less
- Lake Elmo: Insurance costs 45.49% less
- Lake Butler: Insurance costs 17.41% less