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Get Cheap Car Insurance in Cedarville, MD
We monitor insurance prices, helping the average driver in Cedarville save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Cedarville
The chart below shows the cheapest car insurance company in Cedarville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Cedarville Insurer | Monthly Cost |
|---|---|
| State Farm | $90 |
| Erie Insurance | $91 |
| Travelers | $104 |
| Safeco Insurance | $108 |
Savings for Every Kind of Cedarville Driver
Based on our extensive insurance data, we know the average Cedarville driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $362 per year by choosing the right vehicle insurance company. Some Cedarville residents are paying out over $1,944 extra every year for auto insurance in Cedarville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cedarville, MD Savings / Yr. |
|---|---|
$362 |
|
$340 |
|
$395 |
|
$638 |
|
$1,226 |
|
$219 |
|
$857 |
Cedarville Car Insurance vs. Maryland
People living in Cedarville pay an average of 4.88% more than the typical driver in the state. The average driver in Cedarville can expect to pay about $1,325 per year, or $1,944 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Cedarville for most people.
Car Insurance Prices by Cedarville Neighborhood
Insurance Prices
Where is insurance cheapest within Cedarville?
The map shows insurance prices in and around Cedarville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $55 per year within the city boundaries, with insurance premiums ranging from a high of $1,968 to a low of $1,913. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Cedarville.Pick the Best Car Insurance Company for You in Cedarville
The best car insurance provider for most drivers in Cedarville
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $362 over the average Cedarville car insurance company.
The best car insurance provider for Cedarville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $340 over the competition.
The best car insurance company for Cedarville drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $395 better than other car insurance companies.
The best auto insurance for Cedarville drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $638 less each year.
The least expensive car insurance company for new and young drivers in Cedarville
In Cedarville, Erie Insurance costs young drivers $1,226 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cedarville
State Farm gave the largest car insurance discounts to married couples, averaging $219 saved each year compared to an average Cedarville couple's premiums.
The cheapest car insurance in Cedarville for drivers with bad credit
The best Cedarville car insurance company for customer service
Nationwide was the best company for customer service in Cedarville according to the NAIC.
Recent price drops
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The cheapest large national provider in Cedarville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Cedarville driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cedarville, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Cedarville
What Influences the Cost of Car Insurance in Cedarville?
On average, car insurance in Cedarville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Cedarville is 53 minutes, which is far more than average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cedarville are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Cedarville is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Cedarville is $110 per month for minimum coverage and $162 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Brandywine: Insurance costs 7.20% more
- Malcolm: Insurance costs 0.15% less
- Baden: Insurance costs 1.03% less
- Waldorf: Insurance costs 9.31% more
- Cheltenham: Insurance costs 12.81% more
- Croom: Insurance costs 0.82% more
- Aquasco: Insurance costs 2.78% less
- Marlton: Insurance costs 12.50% more
- Clinton: Insurance costs 16.20% more
- Rosaryville: Insurance costs 13.84% more
Cities with Similar Populations
- Willowemoc: Insurance costs 18.42% more
- West Forks: Insurance costs 51.44% less
- Cohagen: Insurance costs 9.98% less
- Chuathbaluk: Insurance costs 29.12% less
- Winter Haven: Insurance costs 13.17% less
- Alfordsville: Insurance costs 37.24% less
- Nobleboro: Insurance costs 7.72% more
- Olivett: Insurance costs 43.21% less
- Olga: Insurance costs 26.08% less
- Nettleboro: Insurance costs 21.60% less