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Get Cheap Car Insurance in Brandywine, MD
We monitor insurance prices, helping the average driver in Brandywine save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Brandywine
The chart below shows the cheapest car insurance company in Brandywine for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Brandywine Insurer | Monthly Cost |
|---|---|
| State Farm | $97 |
| Erie Insurance | $98 |
| Travelers | $111 |
| Safeco Insurance | $116 |
Savings for Every Kind of Brandywine Driver
Based on our extensive insurance data, we know the average Brandywine driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $388 per year by choosing the right vehicle insurance company. Some Brandywine residents are paying out over $2,084 extra every year for auto insurance in Brandywine. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Brandywine, MD Savings / Yr. |
|---|---|
$388 |
|
$364 |
|
$424 |
|
$684 |
|
$1,315 |
|
$235 |
|
$919 |
Brandywine Car Insurance vs. Maryland
People living in Brandywine pay an average of 12.47% more than the typical driver in the state. The average driver in Brandywine can expect to pay about $1,420 per year, or $2,084 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Brandywine for most people.
Car Insurance Prices by Brandywine Neighborhood
Insurance Prices
Where is insurance cheapest within Brandywine?
The map shows insurance prices in and around Brandywine, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $381 per year within the city boundaries, with insurance premiums ranging from a high of $2,244 to a low of $1,863. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Brandywine.Pick the Best Car Insurance Company for You in Brandywine
The best car insurance provider for most drivers in Brandywine
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $388 over the average Brandywine car insurance company.
The best car insurance provider for Brandywine drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $364 over the competition.
The best car insurance company for Brandywine drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $424 better than other car insurance companies.
The best auto insurance for Brandywine drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $684 less each year.
The least expensive car insurance company for new and young drivers in Brandywine
In Brandywine, Erie Insurance costs young drivers $1,315 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Brandywine
State Farm gave the largest car insurance discounts to married couples, averaging $235 saved each year compared to an average Brandywine couple's premiums.
The cheapest car insurance in Brandywine for drivers with bad credit
The best Brandywine car insurance company for customer service
Nationwide was the best company for customer service in Brandywine according to the NAIC.
Recent price drops
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The cheapest large national provider in Brandywine
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Brandywine driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Brandywine, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Brandywine
What Influences the Cost of Car Insurance in Brandywine?
On average, car insurance in Brandywine is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Brandywine is 57 minutes, which is far more than average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Brandywine are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Brandywine is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Brandywine is $118 per month for minimum coverage and $174 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cedarville: Insurance costs 6.72% less
- Cheltenham: Insurance costs 5.23% more
- Clinton: Insurance costs 8.40% more
- Waldorf: Insurance costs 1.97% more
- Malcolm: Insurance costs 6.86% less
- Baden: Insurance costs 7.68% less
- Rosaryville: Insurance costs 6.19% more
- Marlton: Insurance costs 4.94% more
- Croom: Insurance costs 5.95% less
- Accokeek: Insurance costs the same
Cities with Similar Populations
- Hillsdale: Insurance costs 31.91% more
- Fort Bragg: Insurance costs 10.46% less
- Fort Gratiot: Insurance costs 36.56% more
- Fowlerville: Insurance costs 36.66% more
- Two Rivers: Insurance costs 47.12% less
- Troy: Insurance costs 29.51% less
- Glenshaw: Insurance costs 33.93% less
- Glenwood Springs: Insurance costs 12.28% less
- Gloucester: Insurance costs 42.90% less
- Grand Terrace: Insurance costs 3.65% more