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Get Cheap Car Insurance in Centerpoint, OH
We monitor insurance prices, helping the average driver in Centerpoint save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Centerpoint
The chart below shows the cheapest car insurance company in Centerpoint for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Centerpoint Insurer | Monthly Cost |
|---|---|
| State Farm | $47 |
| Safeco Insurance | $49 |
| Travelers | $50 |
| Mile Auto | $52 |
Savings for Every Kind of Centerpoint Driver
Based on our extensive insurance data, we know the average Centerpoint driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $303 per year by choosing the right vehicle insurance company. Some Centerpoint residents are paying out over $1,145 extra every year for auto insurance in Centerpoint. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Centerpoint, OH Savings / Yr. |
|---|---|
$303 |
|
$515 |
|
$435 |
|
$465 |
|
$1,112 |
|
$316 |
|
$443 |
Centerpoint Car Insurance vs. Ohio
People living in Centerpoint pay an average of 1.89% more than the typical driver in the state. The average driver in Centerpoint can expect to pay about $773 per year, or $1,145 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Centerpoint for most people.
Car Insurance Prices by Centerpoint Neighborhood
Insurance Prices
Where is insurance cheapest within Centerpoint?
The map shows insurance prices in and around Centerpoint, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $31 per year within the city boundaries, with insurance premiums ranging from a high of $1,162 to a low of $1,131. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Centerpoint.Pick the Best Car Insurance Company for You in Centerpoint
The best car insurance provider for most drivers in Centerpoint
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $303 over the average Centerpoint car insurance company.
The best car insurance provider for Centerpoint drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $515 over the competition.
The best car insurance company for Centerpoint drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $435 better than other car insurance companies.
The best auto insurance for Centerpoint drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $465 less each year.
The least expensive car insurance company for new and young drivers in Centerpoint
In Centerpoint, Geico costs young drivers $1,112 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Centerpoint
State Farm gave the largest car insurance discounts to married couples, averaging $316 saved each year compared to an average Centerpoint couple's premiums.
The cheapest car insurance in Centerpoint for drivers with bad credit
The best Centerpoint car insurance company for customer service
Nationwide was the best company for customer service in Centerpoint according to the NAIC.
Recent price drops
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The cheapest large national provider in Centerpoint
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Centerpoint driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Centerpoint, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Centerpoint
What Influences the Cost of Car Insurance in Centerpoint?
On average, car insurance in Centerpoint is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Centerpoint is 42 minutes, which is far more than average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Centerpoint are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Centerpoint has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Centerpoint is $64 per month for minimum coverage and $95 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Thurman: Insurance costs 0.35% less
- Rio Grande: Insurance costs 0.35% more
- Gallia: Insurance costs 0.44% less
- Gage: Insurance costs 1.05% less
- Kitchen: Insurance costs 2.71% less
- Pyro: Insurance costs 0.61% less
- Patriot: Insurance costs 0.70% less
- Rodney: Insurance costs 0.96% less
- Vega: Insurance costs 1.14% less
- Oak Hill: Insurance costs 0.52% more
Cities with Similar Populations
- Tranquility: Insurance costs 1.92% less
- Lamar: Insurance costs 27.42% more
- Lamb: Insurance costs 27.86% more
- Lancaster: Insurance costs 0.96% less
- Lanesborough: Insurance costs 28.73% more
- Lassater: Insurance costs 45.85% more
- Latrobe: Insurance costs 70.31% more
- Lawshe: Insurance costs the same
- Leckrone: Insurance costs 20.52% more
- Lehr: Insurance costs 25.85% more