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Get Cheap Car Insurance in Latrobe, CA
We monitor insurance prices, helping the average driver in Latrobe save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Latrobe
The chart below shows the cheapest car insurance company in Latrobe for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Latrobe Insurer | Monthly Cost |
|---|---|
| Metromile | $49 |
| Geico | $55 |
| Progressive | $59 |
| Travelers | $61 |
Savings for Every Kind of Latrobe Driver
Based on our extensive insurance data, we know the average Latrobe driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $624 per year by choosing the right vehicle insurance company. Some Latrobe residents are paying out over $1,950 extra every year for auto insurance in Latrobe. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Latrobe, CA Savings / Yr. |
|---|---|
$624 |
|
$1,142 |
|
$903 |
|
$1,587 |
|
$815 |
|
$354 |
|
$0 |
Latrobe Car Insurance vs. California
People living in Latrobe pay an average of 2.88% less than the typical driver in the state. The average driver in Latrobe can expect to pay about $913 per year, or $1,950 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Latrobe for most people.
Car Insurance Prices by Latrobe Neighborhood
Insurance Prices
Where is insurance cheapest within Latrobe?
The map shows insurance prices in and around Latrobe, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $79 per year within the city boundaries, with insurance premiums ranging from a high of $1,960 to a low of $1,881. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the West parts of Latrobe.Pick the Best Car Insurance Company for You in Latrobe
The best car insurance provider for most drivers in Latrobe
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $624 over the average Latrobe car insurance company.
The best car insurance provider for Latrobe drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,142 over the competition.
The best car insurance company for Latrobe drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $903 better than other car insurance companies.
The best auto insurance for Latrobe drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,587 less each year.
The least expensive car insurance company for new and young drivers in Latrobe
In Latrobe, State Farm costs young drivers $815 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Latrobe
Progressive gave the largest car insurance discounts to married couples, averaging $354 saved each year compared to an average Latrobe couple's premiums.
The cheapest car insurance in Latrobe for drivers with bad credit
The best Latrobe car insurance company for customer service
Recent price drops
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The cheapest large national provider in Latrobe
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Latrobe driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Latrobe, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Latrobe
What Influences the Cost of Car Insurance in Latrobe?
On average, car insurance in Latrobe is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Latrobe are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Latrobe is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Latrobe is $76 per month for minimum coverage and $163 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sloughhouse: Insurance costs 2.56% more
- Shingle Springs: Insurance costs 1.69% less
- Plymouth: Insurance costs 0.21% less
- Nashville: Insurance costs 4.41% less
- Drytown: Insurance costs 0.10% more
- Cameron Park: Insurance costs 3.03% more
- Carbondale: Insurance costs 6.92% more
- El Dorado: Insurance costs 4.05% less
- El Dorado Hills: Insurance costs 3.74% more
- Outingdale: Insurance costs 1.49% less
Cities with Similar Populations
- Sanbourn: Insurance costs 30.87% less
- Mace: Insurance costs 23.90% less
- Madie: Insurance costs 30.82% less
- Main City: Insurance costs 7.90% less
- Maloneton: Insurance costs 8.67% more
- Rural Vale: Insurance costs 30.97% less
- Russell Hill: Insurance costs 31.23% less
- Rye: Insurance costs 13.79% less
- Rye Cove: Insurance costs 37.49% less
- Sailor Springs: Insurance costs 28.21% less