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Get Cheap Car Insurance in Cameron Park, CA
We monitor insurance prices, helping the average driver in Cameron Park save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Cameron Park
The chart below shows the cheapest car insurance company in Cameron Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Cameron Park Insurer | Monthly Cost |
|---|---|
| Metromile | $50 |
| Geico | $57 |
| Progressive | $61 |
| Travelers | $63 |
Savings for Every Kind of Cameron Park Driver
Based on our extensive insurance data, we know the average Cameron Park driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $642 per year by choosing the right vehicle insurance company. Some Cameron Park residents are paying out over $2,009 extra every year for auto insurance in Cameron Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cameron Park, CA Savings / Yr. |
|---|---|
$642 |
|
$1,177 |
|
$930 |
|
$1,635 |
|
$839 |
|
$364 |
|
$0 |
Cameron Park Car Insurance vs. California
People living in Cameron Park pay an average of 0.04% more than the typical driver in the state. The average driver in Cameron Park can expect to pay about $940 per year, or $2,009 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Cameron Park for most people.
Car Insurance Prices by Cameron Park Neighborhood
Insurance Prices
Where is insurance cheapest within Cameron Park?
The map shows insurance prices in and around Cameron Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $160 per year within the city boundaries, with insurance premiums ranging from a high of $2,075 to a low of $1,915. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southwest parts of Cameron Park.Pick the Best Car Insurance Company for You in Cameron Park
The best car insurance provider for most drivers in Cameron Park
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $642 over the average Cameron Park car insurance company.
The best car insurance provider for Cameron Park drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,177 over the competition.
The best car insurance company for Cameron Park drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $930 better than other car insurance companies.
The best auto insurance for Cameron Park drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,635 less each year.
The least expensive car insurance company for new and young drivers in Cameron Park
In Cameron Park, State Farm costs young drivers $839 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cameron Park
Progressive gave the largest car insurance discounts to married couples, averaging $364 saved each year compared to an average Cameron Park couple's premiums.
The cheapest car insurance in Cameron Park for drivers with bad credit
The best Cameron Park car insurance company for customer service
Nationwide was the best company for customer service in Cameron Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Cameron Park
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Cameron Park driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cameron Park, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Cameron Park
What Influences the Cost of Car Insurance in Cameron Park?
On average, car insurance in Cameron Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Cameron Park is 35 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cameron Park are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Cameron Park is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cameron Park is $78 per month for minimum coverage and $167 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rescue: Insurance costs 2.59% less
- Shingle Springs: Insurance costs 4.58% less
- El Dorado Hills: Insurance costs 0.70% more
- El Dorado: Insurance costs 6.87% less
- Folsom: Insurance costs 1.84% more
- Cold Springs: Insurance costs 7.32% less
- Nashville: Insurance costs 7.22% less
- Latrobe: Insurance costs 2.94% less
- Lotus: Insurance costs 5.33% less
- Diamond Springs: Insurance costs 5.48% less
Cities with Similar Populations
- Oldsmar: Insurance costs 41.41% more
- Mechanicsville: Insurance costs 8.61% less
- Merrick: Insurance costs 35.19% more
- Middletown: Insurance costs 36.44% less
- Monroe: Insurance costs 22.85% less
- Montclair: Insurance costs 33.95% less
- Mukilteo: Insurance costs 21.30% less
- Newtown Square: Insurance costs 30.81% less
- Nipomo: Insurance costs 6.57% less
- Nogales: Insurance costs 15.88% less