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Get Cheap Car Insurance in Diamond Springs, CA
We monitor insurance prices, helping the average driver in Diamond Springs save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Diamond Springs
The chart below shows the cheapest car insurance company in Diamond Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Diamond Springs Insurer | Monthly Cost |
|---|---|
| Metromile | $48 |
| Geico | $54 |
| Progressive | $58 |
| Travelers | $60 |
Savings for Every Kind of Diamond Springs Driver
Based on our extensive insurance data, we know the average Diamond Springs driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $607 per year by choosing the right vehicle insurance company. Some Diamond Springs residents are paying out over $1,899 extra every year for auto insurance in Diamond Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Diamond Springs, CA Savings / Yr. |
|---|---|
$607 |
|
$1,112 |
|
$879 |
|
$1,545 |
|
$793 |
|
$344 |
|
$0 |
Diamond Springs Car Insurance vs. California
People living in Diamond Springs pay an average of 5.45% less than the typical driver in the state. The average driver in Diamond Springs can expect to pay about $889 per year, or $1,899 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Diamond Springs for most people.
Car Insurance Prices by Diamond Springs Neighborhood
Insurance Prices
Where is insurance cheapest within Diamond Springs?
The map shows insurance prices in and around Diamond Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $148 per year within the city boundaries, with insurance premiums ranging from a high of $1,957 to a low of $1,809. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Diamond Springs.Pick the Best Car Insurance Company for You in Diamond Springs
The best car insurance provider for most drivers in Diamond Springs
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $607 over the average Diamond Springs car insurance company.
The best car insurance provider for Diamond Springs drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,112 over the competition.
The best car insurance company for Diamond Springs drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $879 better than other car insurance companies.
The best auto insurance for Diamond Springs drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,545 less each year.
The least expensive car insurance company for new and young drivers in Diamond Springs
In Diamond Springs, State Farm costs young drivers $793 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Diamond Springs
Progressive gave the largest car insurance discounts to married couples, averaging $344 saved each year compared to an average Diamond Springs couple's premiums.
The cheapest car insurance in Diamond Springs for drivers with bad credit
The best Diamond Springs car insurance company for customer service
Nationwide was the best company for customer service in Diamond Springs according to the NAIC.
Recent price drops
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The cheapest large national provider in Diamond Springs
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Diamond Springs driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Diamond Springs, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Diamond Springs
What Influences the Cost of Car Insurance in Diamond Springs?
On average, car insurance in Diamond Springs is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Diamond Springs is 32 minutes, which is a little less than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Diamond Springs are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Diamond Springs is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Diamond Springs is $74 per month for minimum coverage and $158 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- El Dorado: Insurance costs 1.47% less
- Placerville: Insurance costs 0.53% less
- Cold Springs: Insurance costs 1.95% less
- Outingdale: Insurance costs 1.16% more
- Nashville: Insurance costs 1.84% less
- Shingle Springs: Insurance costs 0.95% more
- Kelsey: Insurance costs 0.05% more
- Camino: Insurance costs 2.42% less
- Somerset: Insurance costs 2.84% more
- Cameron Park: Insurance costs 5.79% more
Cities with Similar Populations
- Hubertus: Insurance costs 43.55% less
- Hillsville: Insurance costs 37.28% less
- Hinton: Insurance costs 10.53% less
- Hobart: Insurance costs 20.48% less
- Hodgenville: Insurance costs 10.37% more
- Hogansville: Insurance costs 7.27% less
- Holbrook: Insurance costs 9.58% less
- Holdenville: Insurance costs 8.90% less
- Homeland Park: Insurance costs 8.90% less
- Hortonville: Insurance costs 44.08% less