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Get Cheap Car Insurance in Centerville, KS
We monitor insurance prices, helping the average driver in Centerville save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in Centerville
The chart below shows the cheapest car insurance company in Centerville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| Centerville Insurer | Monthly Cost |
|---|---|
| State Farm | $53 |
| Kemper | $54 |
| Farm Bureau | $57 |
| Travelers | $58 |
Savings for Every Kind of Centerville Driver
Based on our extensive insurance data, we know the average Centerville driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $377 per year by choosing the right vehicle insurance company. Some Centerville residents are paying out over $1,590 extra every year for auto insurance in Centerville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Centerville, KS Savings / Yr. |
|---|---|
$377 |
|
$601 |
|
$429 |
|
$702 |
|
$1,370 |
|
$350 |
|
$763 |
Centerville Car Insurance vs. Kansas
People living in Centerville pay an average of 1.61% more than the typical driver in the state. The average driver in Centerville can expect to pay about $857 per year, or $1,590 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Centerville for most people.
Car Insurance Prices by Centerville Neighborhood
Insurance Prices
Where is insurance cheapest within Centerville?
The map shows insurance prices in and around Centerville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $121 per year within the city boundaries, with insurance premiums ranging from a high of $1,650 to a low of $1,529. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Centerville.Pick the Best Car Insurance Company for You in Centerville
The best car insurance provider for most drivers in Centerville
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $377 over the average Centerville car insurance company.
The best car insurance provider for Centerville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $601 over the competition.
The best car insurance company for Centerville drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $429 better than other car insurance companies.
The best auto insurance for Centerville drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $702 less each year.
The least expensive car insurance company for new and young drivers in Centerville
In Centerville, Geico costs young drivers $1,370 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Centerville
State Farm gave the largest car insurance discounts to married couples, averaging $350 saved each year compared to an average Centerville couple's premiums.
The cheapest car insurance in Centerville for drivers with bad credit
The best Centerville car insurance company for customer service
Nationwide was the best company for customer service in Centerville according to the NAIC.
Recent price drops
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The cheapest large national provider in Centerville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Centerville driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Centerville, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Centerville
What Influences the Cost of Car Insurance in Centerville?
On average, car insurance in Centerville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Centerville is 41 minutes, which is far more than average for a driver in the state.
- Kansas state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Centerville are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Centerville has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Centerville is $71 per month for minimum coverage and $133 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Goodrich: Insurance costs 1.51% less
- Selma: Insurance costs 1.32% less
- Parker: Insurance costs 1.45% less
- Farlinville: Insurance costs 0.25% less
- Greeley: Insurance costs 3.77% less
- Mound City: Insurance costs 1.95% less
- Garnett: Insurance costs 2.01% less
- Scipio: Insurance costs 3.77% less
- Welda: Insurance costs 2.77% less
- New Lancaster: Insurance costs 1.95% less
Cities with Similar Populations
- Kirksville: Insurance costs 12.70% less
- Red Shirt: Insurance costs 8.74% more
- Red Bluff: Insurance costs 2.83% more
- Rebuck: Insurance costs 16.29% less
- Rawson: Insurance costs 4.47% less
- Pulaski: Insurance costs 27.11% less
- Prestonville: Insurance costs 29.62% more
- Landstad: Insurance costs 30.82% less
- Lakewood: Insurance costs 11.89% less
- Lake Lafayette: Insurance costs 11.95% more