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Get Cheap Car Insurance in Central, Minneapolis, MN
We monitor insurance prices, helping the average driver in Central save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Central
The chart below shows the cheapest car insurance company in Central for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Central Insurer | Monthly Cost |
|---|---|
| State Farm | $64 |
| Auto-Owners Insurance | $71 |
| Kemper | $75 |
| American Family Insurance | $76 |
Savings for Every Kind of Central Driver
Based on our extensive insurance data, we know the average Central driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $544 per year by choosing the right vehicle insurance company. Some Central residents are paying out over $2,022 extra every year for auto insurance in Central. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Central, Minneapolis, MN Savings / Yr. |
|---|---|
$544 |
|
$685 |
|
$441 |
|
$895 |
|
$1,535 |
|
$455 |
|
$1,195 |
Central Car Insurance vs. Minneapolis
People living in Central pay an average of 25.92% more than the typical driver in the state. The average driver in Central can expect to pay about $1,046 per year, or $2,022 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Central for most people.
Car Insurance Prices by Central Neighborhood
Insurance Prices
Where is insurance cheapest within Central?
The map shows insurance prices in and around Central, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $368 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,175 to a low of $1,807. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Central.Pick the Best Car Insurance Company for You in Central
The best car insurance provider for most drivers in Central
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $544 over the average Central car insurance company.
The best car insurance provider for Central drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $685 over the competition.
The best car insurance company for Central drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $441 better than other car insurance companies.
The best auto insurance for Central drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $895 less each year.
The least expensive car insurance company for new and young drivers in Central
In Central, State Farm costs young drivers $1,535 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Central
State Farm gave the largest car insurance discounts to married couples, averaging $455 saved each year compared to an average Central couple's premiums.
The cheapest car insurance in Central for drivers with bad credit
The best Central car insurance company for customer service
Recent price drops
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The cheapest large national provider in Central
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Central driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Central, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Central
What Influences the Cost of Car Insurance in Central?
On average, car insurance in Central is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Central is 28 minutes, which is about the national average for a driver in the city.
- Minnesota state insurance regulations may require higher prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Central are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Central is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Central is $87 per month for minimum coverage and $169 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Powderhorn Park: Insurance costs 1.83% less
- Lyndale: Insurance costs 1.29% less
- Phillips West: Insurance costs 5.39% more
- Midtown Phillips: Insurance costs 3.41% more
- Bancroft: Insurance costs 7.67% less
- Kingfield: Insurance costs 9.64% less
- Whittier: Insurance costs 1.48% less
- Calhoun: Insurance costs 7.72% less
- East Phillips: Insurance costs 4.70% more
- Corcoran: Insurance costs 1.98% less
Neighborhoods with Similar Populations
- Otter Creek Crystal: Insurance costs 10.34% less
- Brookline Village Commercial District: Insurance costs 11.33% less
- Roseville: Insurance costs 7.07% less
- Belgravia Terrace: Insurance costs 13.40% less
- Washington: Insurance costs 7.91% more
- Upper Baseline: Insurance costs 7.22% less
- Snail: Insurance costs 1.34% more
- Sandpointe: Insurance costs 4.75% more
- Roosevelt-San Francisco: Insurance costs 0.15% more
- Oak View: Insurance costs 9.55% more