Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Champion, MI
We monitor insurance prices, helping the average driver in Champion save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Champion
The chart below shows the cheapest car insurance company in Champion for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Champion Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $106 |
| Progressive | $120 |
| State Farm | $121 |
| Safeco Insurance | $128 |
Savings for Every Kind of Champion Driver
Based on our extensive insurance data, we know the average Champion driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,144 per year by choosing the right vehicle insurance company. Some Champion residents are paying out over $2,848 extra every year for auto insurance in Champion. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Champion, MI Savings / Yr. |
|---|---|
$1,144 |
|
$1,868 |
|
$1,653 |
|
$2,513 |
|
$2,965 |
|
$0 |
|
$0 |
Champion Car Insurance vs. Michigan
People living in Champion pay an average of 1.77% less than the typical driver in the state. The average driver in Champion can expect to pay about $2,163 per year, or $2,848 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Champion for most people.
Car Insurance Prices by Champion Neighborhood
Insurance Prices
Where is insurance cheapest within Champion?
The map shows insurance prices in and around Champion, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $209 per year within the city boundaries, with insurance premiums ranging from a high of $2,870 to a low of $2,661. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Champion.Pick the Best Car Insurance Company for You in Champion
The best car insurance provider for most drivers in Champion
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,144 over the average Champion car insurance company.
The best car insurance provider for Champion drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,868 over the competition.
The best car insurance company for Champion drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,653 better than other car insurance companies.
The best auto insurance for Champion drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,513 less each year.
The least expensive car insurance company for new and young drivers in Champion
In Champion, Geico costs young drivers $2,965 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Champion
The cheapest car insurance in Champion for drivers with bad credit
The best Champion car insurance company for customer service
Recent price drops
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The cheapest large national provider in Champion
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Champion driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Champion, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Champion
What Influences the Cost of Car Insurance in Champion?
On average, car insurance in Champion is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Michigan state insurance regulations may require higher prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Champion is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Champion is $180 per month for minimum coverage and $237 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Diorite: Insurance costs 0.21% more
- North Lake: Insurance costs 3.02% less
- Republic: Insurance costs 0.53% less
- Ishpeming: Insurance costs 4.46% less
- Michigamme: Insurance costs 0.42% more
- Three Lakes: Insurance costs 0.07% less
- Witch Lake: Insurance costs 0.84% less
- National Mine: Insurance costs 5.79% less
- Negaunee: Insurance costs 4.67% less
- Palmer: Insurance costs 3.76% less
Cities with Similar Populations
- Box: Insurance costs 39.19% less
- Blue River: Insurance costs 51.30% less
- Bliss: Insurance costs 61.73% less
- Altaville: Insurance costs 35.50% less
- Amboy: Insurance costs 45.79% less
- Argyle: Insurance costs 43.50% less
- Arlington: Insurance costs 40.13% less
- Bennett: Insurance costs 57.09% less
- Bellville: Insurance costs 41.96% less
- Belle Terre: Insurance costs 9.62% less