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Get Cheap Car Insurance in North Lake, MI
We monitor insurance prices, helping the average driver in North Lake save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in North Lake
The chart below shows the cheapest car insurance company in North Lake for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| North Lake Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $102 |
| Progressive | $117 |
| State Farm | $118 |
| Safeco Insurance | $124 |
Savings for Every Kind of North Lake Driver
Based on our extensive insurance data, we know the average North Lake driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,110 per year by choosing the right vehicle insurance company. Some North Lake residents are paying out over $2,762 extra every year for auto insurance in North Lake. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Lake, MI Savings / Yr. |
|---|---|
$1,110 |
|
$1,812 |
|
$1,604 |
|
$2,437 |
|
$2,876 |
|
$0 |
|
$0 |
North Lake Car Insurance vs. Michigan
People living in North Lake pay an average of 4.72% less than the typical driver in the state. The average driver in North Lake can expect to pay about $2,098 per year, or $2,762 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in North Lake for most people.
Car Insurance Prices by North Lake Neighborhood
Insurance Prices
Where is insurance cheapest within North Lake?
The map shows insurance prices in and around North Lake, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $198 per year within the city boundaries, with insurance premiums ranging from a high of $2,859 to a low of $2,661. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of North Lake.Pick the Best Car Insurance Company for You in North Lake
The best car insurance provider for most drivers in North Lake
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,110 over the average North Lake car insurance company.
The best car insurance provider for North Lake drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,812 over the competition.
The best car insurance company for North Lake drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,604 better than other car insurance companies.
The best auto insurance for North Lake drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,437 less each year.
The least expensive car insurance company for new and young drivers in North Lake
In North Lake, Geico costs young drivers $2,876 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Lake
The cheapest car insurance in North Lake for drivers with bad credit
The best North Lake car insurance company for customer service
Nationwide was the best company for customer service in North Lake according to the NAIC.
Recent price drops
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The cheapest large national provider in North Lake
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Lake driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Lake, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around North Lake
What Influences the Cost of Car Insurance in North Lake?
On average, car insurance in North Lake is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Lake is 31 minutes, which is about the national average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- North Lake has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Lake is $175 per month for minimum coverage and $230 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ishpeming: Insurance costs 1.48% less
- Diorite: Insurance costs 3.33% more
- Negaunee: Insurance costs 1.70% less
- National Mine: Insurance costs 2.86% less
- Champion: Insurance costs 3.11% more
- Palmer: Insurance costs 0.76% less
- Trowbridge Park: Insurance costs 0.91% less
- Buckroe: Insurance costs 0.83% more
- Republic: Insurance costs 2.57% more
- Marquette: Insurance costs 1.41% less
Cities with Similar Populations
- Antioch: Insurance costs 38.60% less
- Pine Ridge: Insurance costs 54.16% less
- Paton: Insurance costs 55.54% less
- Pearls Corner: Insurance costs 57.39% less
- Pembroke: Insurance costs 12.17% less
- Penfield: Insurance costs 36.17% less
- Penrod: Insurance costs 24.33% less
- Petersville: Insurance costs 18.46% less
- Petross: Insurance costs 39.39% less
- Phillipston Four Corners: Insurance costs 45.18% less