Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Chautauqua, KS
We monitor insurance prices, helping the average driver in Chautauqua save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in Chautauqua
The chart below shows the cheapest car insurance company in Chautauqua for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| Chautauqua Insurer | Monthly Cost |
|---|---|
| State Farm | $52 |
| Kemper | $53 |
| Farm Bureau | $56 |
| Travelers | $56 |
Savings for Every Kind of Chautauqua Driver
Based on our extensive insurance data, we know the average Chautauqua driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $369 per year by choosing the right vehicle insurance company. Some Chautauqua residents are paying out over $1,557 extra every year for auto insurance in Chautauqua. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chautauqua, KS Savings / Yr. |
|---|---|
$369 |
|
$588 |
|
$420 |
|
$687 |
|
$1,341 |
|
$342 |
|
$747 |
Chautauqua Car Insurance vs. Kansas
People living in Chautauqua pay an average of 0.53% less than the typical driver in the state. The average driver in Chautauqua can expect to pay about $839 per year, or $1,557 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Chautauqua for most people.
Car Insurance Prices by Chautauqua Neighborhood
Insurance Prices
Where is insurance cheapest within Chautauqua?
The map shows insurance prices in and around Chautauqua, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $1 per year within the city boundaries, with insurance premiums ranging from a high of $1,557 to a low of $1,556. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Chautauqua.Pick the Best Car Insurance Company for You in Chautauqua
The best car insurance provider for most drivers in Chautauqua
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $369 over the average Chautauqua car insurance company.
The best car insurance provider for Chautauqua drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $588 over the competition.
The best car insurance company for Chautauqua drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $420 better than other car insurance companies.
The best auto insurance for Chautauqua drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $687 less each year.
The least expensive car insurance company for new and young drivers in Chautauqua
In Chautauqua, Geico costs young drivers $1,341 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chautauqua
State Farm gave the largest car insurance discounts to married couples, averaging $342 saved each year compared to an average Chautauqua couple's premiums.
The cheapest car insurance in Chautauqua for drivers with bad credit
The best Chautauqua car insurance company for customer service
Nationwide was the best company for customer service in Chautauqua according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Chautauqua, which was better than other insurers.
The cheapest large national provider in Chautauqua
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Chautauqua driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chautauqua, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Chautauqua
What Influences the Cost of Car Insurance in Chautauqua?
On average, car insurance in Chautauqua is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kansas state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chautauqua are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Chautauqua is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Chautauqua is $70 per month for minimum coverage and $130 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Peru: Insurance costs the same
- Elgin: Insurance costs 0.06% less
- Sedan: Insurance costs 0.13% less
- Monett: Insurance costs 0.06% less
- Niotaze: Insurance costs 0.13% less
- Hewins: Insurance costs 0.06% less
- Havana: Insurance costs 1.35% less
- Caney: Insurance costs 0.64% less
- Wayside: Insurance costs 1.80% less
- Cedar Vale: Insurance costs 0.06% less
Cities with Similar Populations
- Shattuc: Insurance costs 6.55% less
- South Freeport: Insurance costs 40.78% less
- Sorgho: Insurance costs 31.79% more
- Snyder: Insurance costs 10.34% less
- Smithville Center: Insurance costs 36.48% more
- Indian Creek: Insurance costs 13.81% more
- Shelly: Insurance costs 4.43% more
- Shawnee: Insurance costs 0.51% more
- Shawmut: Insurance costs 3.92% more
- South Junction: Insurance costs 8.35% less