Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Chester, SC
We monitor insurance prices, helping the average driver in Chester save up to 29.7% on car insurance.
The Cheapest Minimum Coverage in Chester
The chart below shows the cheapest car insurance company in Chester for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Auto-Owners Insurance, and Safeco Insurance.
| Chester Insurer | Monthly Cost |
|---|---|
| Geico | $61 |
| State Farm | $69 |
| Auto-Owners Insurance | $69 |
| Safeco Insurance | $76 |
Savings for Every Kind of Chester Driver
Based on our extensive insurance data, we know the average Chester driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $379 per year by choosing the right vehicle insurance company. Some Chester residents are paying out over $1,731 extra every year for auto insurance in Chester. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chester, SC Savings / Yr. |
|---|---|
$379 |
|
$681 |
|
$576 |
|
$716 |
|
$1,401 |
|
$321 |
|
$416 |
Chester Car Insurance vs. South Carolina
People living in Chester pay an average of 6.24% more than the typical driver in the state. The average driver in Chester can expect to pay about $1,018 per year, or $1,731 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Chester for most people.
Car Insurance Prices by Chester Neighborhood
Insurance Prices
Where is insurance cheapest within Chester?
The map shows insurance prices in and around Chester, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $386 per year within the city boundaries, with insurance premiums ranging from a high of $1,972 to a low of $1,586. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Chester.Pick the Best Car Insurance Company for You in Chester
The best car insurance provider for most drivers in Chester
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $379 over the average Chester car insurance company.
The best car insurance provider for Chester drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $681 over the competition.
The best car insurance company for Chester drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $576 better than other car insurance companies.
The best auto insurance for Chester drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $716 less each year.
The least expensive car insurance company for new and young drivers in Chester
In Chester, Geico costs young drivers $1,401 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chester
Geico gave the largest car insurance discounts to married couples, averaging $321 saved each year compared to an average Chester couple's premiums.
The cheapest car insurance in Chester for drivers with bad credit
The best Chester car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Chester, which was better than other insurers.
The cheapest large national provider in Chester
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Chester driver can expect to pay about $110 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chester, USAA has the best prices for drivers with speeding tickets, married couples, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Chester
What Influences the Cost of Car Insurance in Chester?
On average, car insurance in Chester is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- South Carolina state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chester are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Chester is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Chester is $85 per month for minimum coverage and $144 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mckeown: Insurance costs 3.29% less
- Gayle Mill: Insurance costs 6.07% less
- Orrs: Insurance costs 0.64% less
- Lewis: Insurance costs 4.27% less
- Lowrys: Insurance costs 7.63% less
- Baton Rouge: Insurance costs 4.91% less
- Cornwell: Insurance costs 7.16% less
- Knox: Insurance costs 3.58% less
- Rodman: Insurance costs 6.41% less
- Smith: Insurance costs 1.33% less
Cities with Similar Populations
- Plymouth Meeting: Insurance costs 16.93% less
- Glenwood Springs: Insurance costs 5.60% more
- Goffstown: Insurance costs 30.39% less
- Grafton: Insurance costs 36.92% less
- Gulf Shores: Insurance costs 12.07% less
- Hampstead: Insurance costs 4.22% more
- Hampton Bays: Insurance costs 47.72% more
- Hanover: Insurance costs 4.68% less
- Harriman: Insurance costs 20.62% less
- Hazel Park: Insurance costs 88.62% more