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Get Cheap Car Insurance in Chestertown, MD
We monitor insurance prices, helping the average driver in Chestertown save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Chestertown
The chart below shows the cheapest car insurance company in Chestertown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Chestertown Insurer | Monthly Cost |
|---|---|
| State Farm | $83 |
| Erie Insurance | $84 |
| Travelers | $96 |
| Safeco Insurance | $100 |
Savings for Every Kind of Chestertown Driver
Based on our extensive insurance data, we know the average Chestertown driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $334 per year by choosing the right vehicle insurance company. Some Chestertown residents are paying out over $1,795 extra every year for auto insurance in Chestertown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chestertown, MD Savings / Yr. |
|---|---|
$334 |
|
$314 |
|
$365 |
|
$589 |
|
$1,133 |
|
$202 |
|
$791 |
Chestertown Car Insurance vs. Maryland
People living in Chestertown pay an average of 3.12% less than the typical driver in the state. The average driver in Chestertown can expect to pay about $1,224 per year, or $1,795 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Chestertown for most people.
Car Insurance Prices by Chestertown Neighborhood
Insurance Prices
Where is insurance cheapest within Chestertown?
The map shows insurance prices in and around Chestertown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $83 per year within the city boundaries, with insurance premiums ranging from a high of $1,841 to a low of $1,758. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Chestertown.Pick the Best Car Insurance Company for You in Chestertown
The best car insurance provider for most drivers in Chestertown
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $334 over the average Chestertown car insurance company.
The best car insurance provider for Chestertown drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $314 over the competition.
The best car insurance company for Chestertown drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $365 better than other car insurance companies.
The best auto insurance for Chestertown drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $589 less each year.
The least expensive car insurance company for new and young drivers in Chestertown
In Chestertown, Erie Insurance costs young drivers $1,133 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chestertown
State Farm gave the largest car insurance discounts to married couples, averaging $202 saved each year compared to an average Chestertown couple's premiums.
The cheapest car insurance in Chestertown for drivers with bad credit
The best Chestertown car insurance company for customer service
Nationwide was the best company for customer service in Chestertown according to the NAIC.
Recent price drops
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The cheapest large national provider in Chestertown
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Chestertown driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chestertown, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Chestertown
What Influences the Cost of Car Insurance in Chestertown?
On average, car insurance in Chestertown is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Chestertown is 31 minutes, which is far less than average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chestertown are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Chestertown is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Chestertown is $102 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Foxley Manor: Insurance costs 1.56% more
- Kingstown: Insurance costs 0.45% more
- Pomona: Insurance costs 0.45% more
- Ewingville: Insurance costs 1.34% less
- Fairlee: Insurance costs 0.39% more
- Worton: Insurance costs 0.11% more
- Rolphs: Insurance costs the same
- Georgetown: Insurance costs the same
- Johnsontown: Insurance costs 3.45% more
- Crumpton: Insurance costs 0.28% less
Cities with Similar Populations
- Humboldt: Insurance costs 21.00% less
- Jackson: Insurance costs 39.72% less
- Jacksboro: Insurance costs 23.68% less
- Jacinto City: Insurance costs 10.36% more
- Itasca: Insurance costs 13.59% less
- Ishpeming: Insurance costs 51.59% more
- Irvine: Insurance costs 26.35% more
- Inwood: Insurance costs 81.62% more
- Interlachen: Insurance costs 38.61% more
- Ingleside: Insurance costs 5.74% less