Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Chetopa, KS
We monitor insurance prices, helping the average driver in Chetopa save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in Chetopa
The chart below shows the cheapest car insurance company in Chetopa for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| Chetopa Insurer | Monthly Cost |
|---|---|
| State Farm | $52 |
| Kemper | $53 |
| Farm Bureau | $56 |
| Travelers | $56 |
Savings for Every Kind of Chetopa Driver
Based on our extensive insurance data, we know the average Chetopa driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $369 per year by choosing the right vehicle insurance company. Some Chetopa residents are paying out over $1,557 extra every year for auto insurance in Chetopa. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chetopa, KS Savings / Yr. |
|---|---|
$369 |
|
$588 |
|
$420 |
|
$687 |
|
$1,341 |
|
$342 |
|
$747 |
Chetopa Car Insurance vs. Kansas
People living in Chetopa pay an average of 0.54% less than the typical driver in the state. The average driver in Chetopa can expect to pay about $838 per year, or $1,557 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Chetopa for most people.
Car Insurance Prices by Chetopa Neighborhood
Insurance Prices
Where is insurance cheapest within Chetopa?
The map shows insurance prices in and around Chetopa, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $52 per year within the city boundaries, with insurance premiums ranging from a high of $1,584 to a low of $1,532. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Chetopa.Pick the Best Car Insurance Company for You in Chetopa
The best car insurance provider for most drivers in Chetopa
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $369 over the average Chetopa car insurance company.
The best car insurance provider for Chetopa drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $588 over the competition.
The best car insurance company for Chetopa drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $420 better than other car insurance companies.
The best auto insurance for Chetopa drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $687 less each year.
The least expensive car insurance company for new and young drivers in Chetopa
In Chetopa, Geico costs young drivers $1,341 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chetopa
State Farm gave the largest car insurance discounts to married couples, averaging $342 saved each year compared to an average Chetopa couple's premiums.
The cheapest car insurance in Chetopa for drivers with bad credit
The best Chetopa car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Chetopa, which was better than other insurers.
The cheapest large national provider in Chetopa
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Chetopa driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chetopa, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Chetopa
What Influences the Cost of Car Insurance in Chetopa?
On average, car insurance in Chetopa is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Chetopa is 23 minutes, which is a little less than average for a driver in the state.
- Kansas state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chetopa are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Chetopa is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Chetopa is $70 per month for minimum coverage and $130 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Faulkner: Insurance costs 0.58% less
- Bartlett: Insurance costs 1.61% less
- Melrose: Insurance costs 0.77% less
- Oswego: Insurance costs 0.58% more
- Welch: Insurance costs 8.48% more
- Hallowell: Insurance costs 0.58% less
- Sherwin: Insurance costs 0.58% less
- Treece: Insurance costs 2.06% less
- North Miami: Insurance costs 10.15% more
- Commerce: Insurance costs 9.06% more
Cities with Similar Populations
- La Platte: Insurance costs 10.60% less
- Sykesville: Insurance costs 11.56% less
- Surrency: Insurance costs 6.55% more
- Stewardson: Insurance costs 8.80% less
- St. Meinrad: Insurance costs 25.43% less
- St. Jo: Insurance costs 13.81% more
- Springville: Insurance costs 4.88% more
- Sligo: Insurance costs 33.59% more
- Reelsville: Insurance costs 23.57% less
- Middletown Springs: Insurance costs 24.73% less